403 Willis Drive, Oakville, ON
West, Oakville · MLS® W13494196
About this home
Welcome to 403 Willis Dr, where luxury is defined by thoughtful design, exceptional craftsmanship & spaces that are as functional as they are beautiful. Offering over 5,200 SF of impeccably finished living space, this custom-built residence is nestled among Oakville's finest estates, just minutes from the waterfront, blending smart home innovation w/ everyday comfort. A distinguished interior showcases hardwood floors, soaring ceilings & oversized windows that flood the home w/ natural light. Designed for effortless entertaining & comfortable living, the main level offers a formal living room, elegant dining room & inviting family room anchored by a gas fireplace. The gourmet kitchen is the heart of the home, featuring quartz countertops, premium Wolf appliances, a large centre island, W/I servery & bright breakfast area w/ seamless access to the covered outdoor living space. Above, a skylight brightens the upper level. Four spacious bedrooms include a luxurious primary retreat w/ W/I closet & spa-inspired 5-pc ensuite, while a second bedroom enjoys its own ensuite & the remaining bedrooms share a beautifully appointed bath. Below, the finished lower level offers exceptional flexibility w/ expansive rec space, 5th bedroom, full bath & dedicated office/flex room-perfect for multi-generational living, home theatre, gym, games lounge or private guest retreat. Step outside to a private backyard designed to extend your living space, featuring a covered patio for alfresco dining, summer entertaining or quiet evenings overlooking the landscaped grounds. Additional highlights include Russound whole-home audio, Hunter Wi-Fi irrigation (4 zones), YoLink leak detection, Ring alarm compatibility, smart locks, garage door openers/remotes & more! Ideally located minutes to Downtown Oakville, Lake Ontario, Bronte Harbour, Coronation Park, Glen Abbey Golf Club, reputable schools, boutique shopping, fine dining, Oakville GO, Hwys 403, QEW & 407.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13494196
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 60 × 125 ft
- Cross streets
- Fourth Line & Rebecca St
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private Double
- Basement
- Full, Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $15,845 / 2026
- Days on market
- 21
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
separate room · above grade window · vinyl floor
crown moulding · wainscoting · hardwood floor
crown moulding · overlooks frontyard · hardwood floor
gas fireplace · overlooks backyard · hardwood floor
pot lights · combined w/kitchen · w/o to patio
semi ensuite · closet · window
b/i appliances · centre island · quartz counter
closet · open concept · walk-out
laundry sink · pot lights · porcelain floor
3 pc ensuite · closet · window
sliding doors · pot lights · walk-out
semi ensuite · closet · window
separate room · above grade window · vinyl floor
5 pc ensuite · walk-in closet(s) · window
Listed at $3,588,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.73M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3.50M
- Adjusts to $3.50M
That comparable adjusts to $3.50M; the $3.17M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bridge Rd + Winston Rd is about a 4-minute walk away.
Total price vs nearby homes. Fair value about $3.17M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 22% above the area average of $905/sqft.
16 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Bridge Rd + Winston Rd, about 355 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,870,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,318
- Property tax
- $1,320
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,638
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $76,175
- Estimated closing costs
- $76,175
Plus your down payment of $717,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $919,051
- Principal paid down
- $365,546
- Interest paid
- $553,505
- Balance remaining
- $2,504,854
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.