55 Kittiwake Avenue, Toronto, ON
West Humber-Clairville, Toronto · MLS® W13494520
About this home
Exceptional Opportunity to Own a Spacious 5-Level Backsplit in a Highly Desirable Family Neighbourhood! This beautifully maintained all-brick 4-bedroom home offers approximately 1,927 sq. ft. of above-grade living space and is move-in ready. Designed with flexibility in mind, the home features two front entrances, a separate side entrance, and a rear walkout through sliding doors, creating endless possibilities for multi-generational living or future income potential (buyer to verify and obtain any required approvals).The finished basement adds even more versatility, complete with a separate entrance, kitchen and a spacious family room, ideal for extended family accommodations, recreation space, or potential rental use. With multiple levels and distinct living areas, this home provides ample room to suit a variety of lifestyles. Situated in a welcoming community surrounded by parks, schools, and everyday amenities, the property also offers convenient access to Highways 427 and 407. The former 2-car garage has been converted to a single-car garage with a practical side access door. Enjoy an unbeatable location just 1.1 km to Etobicoke General Hospital, 1.2 km to the West Humber Trail and River, 1.7 km to Humber College, 5.1 km to Etobicoke North GO Station, and 7.4 km to Toronto Pearson International Airport. Combining space, convenience, and outstanding potential, this is a rare opportunity for families, investors, or anyone seeking a versatile home in a sought-after neighbourhood. Don't miss your chance to make it yours!
Key facts
- Property type
- Semi-Detached, Backsplit 5
- MLS®
- W13494520
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 27.48 × 121.4 ft
- Cross streets
- Finch & Martin Grove
- Parking
- 1 garage · 4 parking (built-in)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,051 / 2026
- Days on market
- 21
- Listing brokerage
- ROYAL LEPAGE CITIZEN REALTY
Rooms
hardwood floor · large window
ceramic floor · family size kitchen · overlooks family
ceramic floor · large window
hardwood floor · large closet · large window
hardwood floor · formal rm · combined w/living
hardwood floor · large window · combined w/dining
hardwood floor · large closet · large window
ceramic floor · combined w/br · large window
hardwood floor · fireplace · w/o to patio
hardwood floor · large window · large closet
ceramic floor · family size kitchen · combined w/kitchen
ceramic floor · backsplash · combined w/br
ceramic floor · w/o to garage
Ceramic Floor
Listed at $928,800, this home is tracking about 31% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 65 similar homes nearby, adjusted for size, beds, and baths.Median of 65 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $843K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $918K
- Adjusts to $918K
That comparable adjusts to $918K; the $1.34M estimate above is the median of all 65 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Finch Ave At Damascus Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.34M, median of 65 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 33% below the area average of $796/sqft.
17 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West Humber-Clairville, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Finch Ave At Damascus Dr, about 64 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $743,040 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,965
- Property tax
- $338
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,303
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,051
- Toronto municipal land transfer tax
- $15,051
- Estimated closing costs
- $30,102
Plus your down payment of $185,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $237,908
- Principal paid down
- $94,626
- Interest paid
- $143,282
- Balance remaining
- $648,414
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CITIZEN REALTY. MLS®/PropTx.