40 Cachet Court, Brampton, ON

Credit Valley, Brampton · MLS® W13495836

$2,249,900
For Sale
Listed 23 days ago
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5Bedrooms
5Bathrooms
3Garage · 5 parking
3500-5000Sq Ft

About this home

40 Cachet Crt, Brampton is an exquisite Cachet Estate Homes masterpiece in the award-winning Estates of Credit Ridge-your gateway to refined, resort-style living.Discover over 5000 sq ft of one-of-a-kind open-concept luxury by Cachet Homes: 4 beds, 5 baths, 3-car garage + 2 driveway spots in Brampton's premier Credit Valley enclave. Award-winning 2008 Urban Design gem on a premium 40-60 ft lot-blending natural serenity with executive prestige, moments from Mississauga. Seamless, light-filled open-concept flow across main levels crafts grand entertaining spaces.Premium finishes and thoughtful multi-generational layout (5BD/5BA) elevate daily life for GTAfamilies. Every inch whispers elite refinement in this private estate.Resort-caliber retreat: inground pool, built-in outdoor kitchen with integrated BBQ, andbackyard entertainment fridge for effortless al fresco hosting. Nature-integrated luxury ofmaster-planned excellence-perfect for poolside gatherings.Cachet's Estates of Credit Ridge: 112 elite homes, Urban Design Award winner-your oversizedgarage handles the fleet while the oasis hosts unforgettable summers. Multi-gen haven near Brampton-Mississauga borders: prestige without compromise, where every detail screams 'one-ofa-kind' sophistication.One of a kind home, It must be seen, It will not last

Key facts

Property type
Detached, 2-Storey
MLS®
W13495836
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Cross streets
DALMENY DR/CACHET CRT
Parking
3 garage · 5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$13,411 / 2025
Days on market
23
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.97Mest. value

Listed at $2,249,900, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.11M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.95M
  • Adjusts to $1.95M

That comparable adjusts to $1.95M; the $1.97M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.80MGreat deal$2.25MOverpriced

Total price vs nearby homes. Fair value about $1.97M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.92Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10 Calstock Place$2.25M47 Royal West Drive$1.99M11 Fairmont Close$1.95M67 Royal West Drive$1.80M24 Haywood Drive$1.60M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.25MThis home2.25M1.99M1.95M1.80M1.60MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.60M
$529this home / sqft
29active listings nearby
23days on market

This home lists 18% above the area average of $447/sqft.

20 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Bram West
$1.30M
Northwest Brampton
$1.19M
Fletcher's West
$1.00M
Fletcher's Meadow
$897K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,254/mo
$430KIncome needed
5.2×Price ÷ income
$2,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $10,254Property tax $1,118Total carry $11,372

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,605per month

Mortgage amount $1,799,920 · 4.14% over 25 years

$449,980Down payment (20.0%)
$1,799,920Loan before insurance
$0CMHC premium
$10,723Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,605
Property tax
$1,118
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,723

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,723
Estimated closing costs
$42,723

Plus your down payment of $449,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,081,592Total interest paid
$2,881,512Total of all payments
Principal $1,799,920 Interest $1,081,592
YearPrincipalInterestBalance
1$42,166$73,095$1,757,754
2$43,930$71,331$1,713,824
3$45,767$69,493$1,668,057
4$47,682$67,579$1,620,376
5$49,676$65,585$1,570,700
6$51,754$63,507$1,518,946
7$53,919$61,342$1,465,027
8$56,174$59,087$1,408,853
9$58,524$56,737$1,350,330
10$60,972$54,289$1,289,358
11$63,522$51,739$1,225,836
12$66,179$49,082$1,159,657
13$68,947$46,313$1,090,710
14$71,831$43,429$1,018,879
15$74,836$40,425$944,043
16$77,966$37,295$866,077
17$81,227$34,033$784,850
18$84,625$30,636$700,225
19$88,164$27,096$612,061
20$91,852$23,408$520,209
21$95,694$19,566$424,514
22$99,697$15,563$324,817
23$103,867$11,393$220,950
24$108,212$7,049$112,738
25$112,738$2,522$0

At the end of your 5-year term

Total paid over the term
$576,302
Principal paid down
$229,220
Interest paid
$347,082
Balance remaining
$1,570,700

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $13,411− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $63,687

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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