2314 Belyea Street, Oakville, ON
Bronte, Oakville · MLS® W13496348
About this home
Fabulous location and exceptional opportunity in Bronte! Situated on a rare 50 x 199 ft level lot in one of Oakville's most sought-after neighborhoods, this home offers immediate enjoyment while you plan and build your dream home. Kitchen and bathroom updated in 2025. The city has already approved plans for a stunning 3,850 sq. ft. custom luxury residence, saving valuable time and effort in the building process. The spacious lot providing maximum flexibility for future construction, while the existing inground saltwater pool is positioned at the rear of the property for summer enjoyment. Ideally located within walking distance to downtown Bronte, the lake, two harbours, marinas, schools, parks, groceries, shopping, churches, and public transit, this quiet street is surrounded by many custom-built homes, making it a premier destination for builders and end users alike. Whether you're looking to enjoy the current home, invest, or create your custom dream residence, this is a rare opportunity to secure a premium lot in an established lakeside community. Buyer or the agent to verify all measurements. The property is being sold as is without any warranties. Showing available by appointment with listing agent.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13496348
- Bedrooms
- 5
- Bathrooms
- 2
- Size
- 2500-3000
- Lot
- 49.96 × 197.84 ft
- Cross streets
- EAST AND BELYEA
- Parking
- 4 parking
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $5,926 / 2025
- Days on market
- 21
- Listing brokerage
- VALERY REAL ESTATE INC.
Rooms
Listed at $1,475,000, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Bronte, so I widened the search to the surrounding area.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.63M
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $1.64M
That comparable adjusts to $1.64M; the $1.72M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Lakeshore Rd West + Nelson St is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.72M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Weigh carefully
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 35% below the area average of $831/sqft.
16 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lakeshore Rd West + Nelson St, about 253 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,180,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,297
- Property tax
- $494
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,791
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,975
- Estimated closing costs
- $25,975
Plus your down payment of $295,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $377,815
- Principal paid down
- $150,273
- Interest paid
- $227,542
- Balance remaining
- $1,029,727
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VALERY REAL ESTATE INC.. MLS®/PropTx.