4044 Channing Crescent, Oakville, ON

Glenorchy, Oakville · MLS® W13496550

$1,895,000
For Sale
Listed 21 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Welcome to this beautifully upgraded home offering nearly 3,000 sq. ft. of above-grade living space on a premium 41-ft lot in sought-after North Oakville. The main floor features stunning dark walnut-stained hardwood flooring, soaring 10-ft ceilings, elegant 12" x 24" ceramic tile, custom metal picket railings, and pot lights throughout the main and second levels. Thoughtful upgrades include additional garage storage and custom built-in cabinetry and shelving in the spacious great room. The expansive chef-inspired kitchen showcases an abundance of extended cabinetry, a custom servery, a large quartz island, and ample space for entertaining. Upstairs, you'll find 4 generously sized bedrooms with custom closet shelves and 3 full bathrooms, providing exceptional comfort for growing families. A convenient 2-piece powder room is located on the main floor. The unfinished basement features impressive 9-ft raised ceilings and large lookout windows, offering excellent potential for additional living space, an in-law suite, or future rental income opportunities. Step outside to a spacious backyard with endless possibilities for outdoor living, entertaining, gardening, or creating your own private retreat. Ideally situated in one of Oakville's most desirable communities, this home is close to top-rated schools, including two upcoming schools, parks, shopping, Oakville Trafalgar Memorial Hospital, major highways (401, 407 & QEW), and GO Transit for convenient commuting.

Key facts

Property type
Detached, 2-Storey
MLS®
W13496550
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
41 × 90 ft
Cross streets
Burnhamthorpe Rd E & Sixth Line
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,254 / 2025
Days on market
21
Listing brokerage
HOMELIFE G1 REALTY INC.

Rooms

Living RoomGround6.10 × 4.75 m
Bedroom 4Second3.60 × 4.75 m
BreakfastGround5.06 × 3.05 m
Bedroom 2Second3.05 × 3.26 m
Bedroom 3Second3.35 × 4.51 m
Family RoomGround4.57 × 4.26 m
KitchenGround4.88 × 2.56 m
Primary BedroomSecond5.61 × 4.94 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.60Mest. value

Listed at $1,895,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.73M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.63M
  • Bathrooms +$15K
  • Adjusts to $1.64M

That comparable adjusts to $1.64M; the $1.60M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Trafalgar Rd. @ Burnhamthorpe Rd. is about a 10-minute walk away.

List price
$1.56MGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.60M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Glenorchy · asking prices
$1.80Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3071 Trailside Drive$1.90M3262 Millicent Avenue$1.87M272 Wisteria Way$1.85M3291 Harasym Trail$1.60M43 Sixteen Mile Drive$1.80M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.90MThis home1.90M1.87M1.85M1.60M1.80MThis home vs active comparables
Live market pulseActive comparables in Glenorchy · median list $1.79M
$689this home / sqft
24active listings nearby
21days on market

This home lists 9% above the area average of $631/sqft.

16 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenorchy, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

39/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Trafalgar Rd. @ Burnhamthorpe Rd., about 815 m away

4 transit stops1 dining4 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$1.60M
Joshua Meadows
$1.47M
Joshua Creek
$2.27M
College Park
$1.36M
West Oak Trails
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,637/mo
$353KIncome needed
5.4×Price ÷ income
$1,993Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,637Property tax $688Total carry $9,325

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,090per month

Mortgage amount $1,516,000 · 4.14% over 25 years

$379,000Down payment (20.0%)
$1,516,000Loan before insurance
$0CMHC premium
$8,778Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,090
Property tax
$688
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,778

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,375
Estimated closing costs
$34,375

Plus your down payment of $379,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$910,982Total interest paid
$2,426,982Total of all payments
Principal $1,516,000 Interest $910,982
YearPrincipalInterestBalance
1$35,515$61,565$1,480,485
2$37,000$60,079$1,443,485
3$38,548$58,531$1,404,937
4$40,160$56,919$1,364,777
5$41,840$55,239$1,322,937
6$43,590$53,489$1,279,347
7$45,413$51,666$1,233,933
8$47,313$49,766$1,186,620
9$49,292$47,787$1,137,328
10$51,354$45,725$1,085,974
11$53,502$43,577$1,032,472
12$55,740$41,339$976,732
13$58,071$39,008$918,661
14$60,500$36,579$858,161
15$63,031$34,048$795,130
16$65,668$31,412$729,462
17$68,414$28,665$661,048
18$71,276$25,803$589,772
19$74,257$22,822$515,514
20$77,363$19,716$438,151
21$80,599$16,480$357,551
22$83,971$13,108$273,580
23$87,483$9,596$186,097
24$91,142$5,937$94,955
25$94,955$2,124$0

At the end of your 5-year term

Total paid over the term
$485,396
Principal paid down
$193,063
Interest paid
$292,333
Balance remaining
$1,322,937

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $8,254− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,416

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE G1 REALTY INC.. MLS®/PropTx.

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