86 Sutter Avenue, Brampton, ON

Heart Lake West, Brampton · MLS® W13497396

$825,000
For Sale
Listed 22 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome to 86 Sutter Ave - a rare corner-lot home backing onto protected green space and the Etobicoke Creek Trail. With no homes behind and only one neighbour, this property offers exceptional privacy in one of Brampton's most desirable outdoor settings.Inside, the home features a beautifully renovated kitchen with Black Galaxy Granite countertops, modern cabinetry, and a stylish breakfast bar. A bright and functional main-floordining room sits adjacent to the kitchen, creating an ideal space for family meals. The warm and inviting living room includes a walkout to a private backyard deck and covered gazebo -perfect for relaxing or entertaining. Upstairs, 3 cozy bedrooms provide comfort and natural light. The finished basement adds valuable living space with in-law suite or accessory dwelling potential, ideal for extended family or future income opportunities.Step outside and enjoy unmatched access to nature and recreation. The home sits directly infront of the Etobicoke Creek Trail, with a playground and dog park just steps away. Sports enthusiasts will appreciate being beside the brand-new Sandalwood Outdoor NHL-size hockeyrinks, plus pickleball and tennis courts. Daily convenience is exceptional with SandalwoodPlaza, shops, groceries, and transit only minutes away. Corner lot. No rear neighbours. Renovated kitchen. Finished basement. Premium outdoor amenities at your doorstep.86 Sutter Ave delivers privacy, recreation, and modern comfort in a highly sought-after Brampton pocket - a rare opportunity you won't want to miss.

Key facts

Property type
Detached, 2-Storey
MLS®
W13497396
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500
Lot
40.34 × 112.19 ft
Cross streets
Sandalwood & Conestoga
Parking
1 garage · 3 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,815 / 2025
Days on market
22
Listing brokerage
RE/MAX EXPERTS

Rooms

Family RoomBasement6.40 × 3.00 m

broadloom · finished

KitchenMain3.95 × 2.81 m

granite counters · renovated · breakfast bar

Primary BedroomSecond4.61 × 2.98 m

2 pc ensuite · walk-in closet(s) · above grade window

Dining RoomMain2.92 × 2.76 m

formal rm · laminate · picture window

OfficeBasement2.89 × 2.34 m

broadloom · finished

Living RoomMain6.73 × 3.15 m

fireplace · w/o to deck · w/o to greenbelt

Bedroom 3Second3.20 × 2.73 m

laminate · above grade window

Bedroom 2Second3.45 × 3.19 m

laminate · above grade window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$768Kest. value

Listed at $825,000, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $747K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms −$30K
  • Adjusts to $770K

That comparable adjusts to $770K; the $768K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$765KGreat deal$825KOverpriced

Total price vs nearby homes. Fair value about $768K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Heart Lake West · asking prices
$793kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

38 Furrows End$830k11 Sheringham Street$809k64 Aurora Place$740k

The 3 closest active listings nearby.

See all comparable homes
825kThis home830k809k740kThis home vs active comparables
Live market pulseActive comparables in Heart Lake West · median list $810K
$635this home / sqft
15active listings nearby
22days on market

This home lists 14% above the area average of $557/sqft.

19 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Heart Lake West, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Heart Lake East
$740K
Northwest Sandalwood Parkway
$1.05M
Snelgrove
$1.25M
Fletcher's Meadow
$902K
Sandringham-Wellington
$1.09M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,760/mo
$160KIncome needed
5.2×Price ÷ income
$868Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,760Property tax $401Total carry $4,161

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,522per month

Mortgage amount $660,000 · 4.14% over 25 years

$165,000Down payment (20.0%)
$660,000Loan before insurance
$0CMHC premium
$3,923Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,522
Property tax
$401
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,923

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,975
Estimated closing costs
$12,975

Plus your down payment of $165,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$396,601Total interest paid
$1,056,601Total of all payments
Principal $660,000 Interest $396,601
YearPrincipalInterestBalance
1$15,462$26,803$644,538
2$16,108$26,156$628,430
3$16,782$25,482$611,648
4$17,484$24,780$594,164
5$18,215$24,049$575,949
6$18,977$23,287$556,972
7$19,771$22,493$537,201
8$20,598$21,666$516,603
9$21,460$20,804$495,143
10$22,357$19,907$472,786
11$23,292$18,972$449,493
12$24,267$17,997$425,227
13$25,282$16,982$399,945
14$26,339$15,925$373,606
15$27,441$14,823$346,165
16$28,589$13,675$317,576
17$29,785$12,479$287,791
18$31,030$11,234$256,761
19$32,328$9,936$224,432
20$33,681$8,583$190,752
21$35,089$7,175$155,662
22$36,557$5,707$119,105
23$38,086$4,178$81,019
24$39,679$2,585$41,339
25$41,339$925$0

At the end of your 5-year term

Total paid over the term
$211,320
Principal paid down
$84,051
Interest paid
$127,269
Balance remaining
$575,949

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,815− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,349

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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