32 Jansusie Road, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13497474

$887,000
For Sale
Listed 20 days ago
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3Bedrooms
2Bathrooms
15Garage · 75 parking
1100-1500Sq Ft

About this home

Welcome To 32 Jansusie Road, A Lovely 3-Bedroom, 2-Bathroom Detached Family Home Located In A Highly Desirable Neighborhood Close To Shopping Plazas, Schools, Parks, And Public Transit. This Property Presents A Perfect Opportunity For First-Time Home Buyers, Growing Families, Or Investors Seeking Additional Rental Income Potential. The Home Features A Welcoming Ambiance With An Inviting Eat-In Kitchen, Complete With Laminate Countertops, White Cabinetry, And A Ceramic Backsplash. The Well-Designed Finished Basement Has A Separate Entrance And Includes 2 Bedrooms, Plus An Extra Room That Can Be Used As An Office Or An Additional Bedroom. Outside, You Will Find A Detached Garage With Storage That Can Be Converted Back Into A 2-Car Garage. The Private Driveway Has Space For 6 Cars, And The Spacious Backyard Is Ideal For Entertaining, Barbecuing, Or Gardening. This House Has So Much To Offer-Make It Your Own!

Key facts

Property type
Detached, Bungalow
MLS®
W13497474
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
45 × 122.5 ft
Cross streets
KIPLING/WEST HUMBER
Parking
15 garage · 75 parking (detached)
Driveway
Private
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,990 / 2026
Days on market
20
Listing brokerage
HOMELIFE HEARTS REALTY INC.

Rooms

KitchenBasement3.50 × 2.75 m

Ceramic Floor

KitchenMain4.20 × 3.05 m

laminate · family size kitchen

Bedroom 5Basement3.65 × 3.60 m

Closet

Bedroom 4Basement3.85 × 2.70 m

Closet

Primary BedroomMain4.50 × 3.35 m

hardwood floor · closet

Living RoomMain5.70 × 4.30 m

laminate · combined w/dining

Bedroom 3Main4.10 × 2.70 m

laminate · closet

Bedroom 2Main3.05 × 3.05 m

laminate · closet

Dining RoomMain5.70 × 4.30 m

laminate · combined w/living

RecreationBasement0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.16Mest. value

Listed at $887,000, this home is about 23% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in West Humber-Clairville, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $827K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Adjusts to $1.20M

That comparable adjusts to $1.20M; the $1.16M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kipling Ave at Henley Cres is about a 1-minute walk away.

List price
$887KGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $1.16M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

145 Parkview Avenue$1.20M20 Tayrow Road$900k4 Gatesgill Crescent$1.08M

The 3 closest active listings nearby.

See all comparable homes
887kThis home1.20M900k1.08MThis home vs active comparables
Live market pulseActive comparables in West Humber-Clairville · median list $879K
$682this home / sqft
11active listings nearby
20days on market

This home lists 12% below the area average of $778/sqft.

19 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kipling Ave at Henley Cres, about 100 m away

20+ transit stops5 grocery20+ dining17 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Alderwood
$998K
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Benedict
79%
St. BenedictCatholic · Elementary · 0.9 km awayAbove the GTA average · 79% meet the provincial standard
West Humber Junior Middle SchoolEQAO results not published
West Humber Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$4,043/mo
$168KIncome needed
5.3×Price ÷ income
$933Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,043Property tax $333Total carry $4,375

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,787per month

Mortgage amount $709,600 · 4.14% over 25 years

$177,400Down payment (20.0%)
$709,600Loan before insurance
$0CMHC premium
$4,119Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,787
Property tax
$333
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,119

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,215
Toronto municipal land transfer tax
$14,215
Estimated closing costs
$28,430

Plus your down payment of $177,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$426,407Total interest paid
$1,136,007Total of all payments
Principal $709,600 Interest $426,407
YearPrincipalInterestBalance
1$16,623$28,817$692,977
2$17,319$28,121$675,658
3$18,043$27,397$657,614
4$18,798$26,642$638,817
5$19,584$25,856$619,232
6$20,403$25,037$598,829
7$21,257$24,183$577,572
8$22,146$23,294$555,426
9$23,072$22,368$532,354
10$24,037$21,403$508,316
11$25,043$20,397$483,273
12$26,090$19,350$457,183
13$27,182$18,259$430,001
14$28,319$17,122$401,683
15$29,503$15,937$372,179
16$30,737$14,703$341,442
17$32,023$13,417$309,419
18$33,362$12,078$276,057
19$34,758$10,682$241,299
20$36,212$9,228$205,087
21$37,726$7,714$167,360
22$39,305$6,136$128,056
23$40,949$4,492$87,107
24$42,661$2,779$44,446
25$44,446$994$0

At the end of your 5-year term

Total paid over the term
$227,201
Principal paid down
$90,368
Interest paid
$136,834
Balance remaining
$619,232

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,990− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,174

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE HEARTS REALTY INC.. MLS®/PropTx.

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