2128 8th Line, Oakville, ON
Wedgewood Creek, Oakville · MLS® W13498670
About this home
Beautiful and spacious home featuring 4 bedrooms plus 4 bathrooms, and a finished basement with a separate entrance, offering excellent flexibility for extended family, guests, or additional living space. The home boasts a functional center hall plan with generous principal rooms, including separate formal living and dining rooms with French door entry, plus a spacious family room with gas fireplace and walk-out to the deck. Hdwd Flooring Thru L/R, F/R & Kitchen. The family-sized kitchen features granite countertops, stainless steel appliances, a large wall of pantry cabinets, and walk-out to the deck from the breakfast area. The property includes a new air conditioning unit, EV charger, and an in-ground pool with a new liner and new filter. Enjoy impressive exterior upgrades, including interlock all surrounding from front to back with over 100 new lights, a new fence, and new landscaping with trees and flowers, creating a beautiful and private outdoor setting. Additional highlights include Finished Bsmt Featuring Huge Rec Room Area with Gas F/P & B/I Cabinetry, Plus Generous 5th Bdrm & 3pc Bath - And Ample Storage! a separate entrance-ideal for extended family or rental income. many furniture pieces and equipment included with the home, all window coverings, main floor laundry with garage access, an app-controlled garage door opener, large windows throughout, ample storage, mature trees, and a private Newer fenced backyard oasis.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13498670
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 49.54 × 129 ft
- Cross streets
- Upper Middle Rd./Eighth Line
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Triple
- Basement
- Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,702 / 2025
- Days on market
- 19
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
broadloom · closet · pot lights
hardwood floor · 4 pc ensuite · walk-in closet(s)
broadloom · gas fireplace · separate shower
hardwood floor · large window · double closet
hardwood floor · gas fireplace · w/o to deck
hardwood floor · bay window · french doors
hardwood floor · large window · double closet
hardwood floor · granite counters · w/o to deck
hardwood floor · large window · double closet
hardwood floor · large window · french doors
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. 8th Line north of Glenbrook Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Income potential
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 38% above the area average of $643/sqft.
14 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Wedgewood Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: 8th Line north of Glenbrook Ave, about 94 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,598,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,530
- Property tax
- $559
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,088
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,435
- Estimated closing costs
- $36,435
Plus your down payment of $399,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $511,779
- Principal paid down
- $203,557
- Interest paid
- $308,223
- Balance remaining
- $1,394,843
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.