3-19 Gosford Boulevard, Toronto, ON

Black Creek, Toronto · MLS® W13499800

$749,500
For Sale
Listed 18 days ago
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4Bedrooms
2Bathrooms
1Parking
1200-1399Sq Ft

About this home

Welcome to a well-maintained condo townhouse offering a practical and functional layout in a convenient North York location. This quiet and clean complex provides a comfortable residential setting with excellent access to everyday amenities, transit, and major routes.The main level features a combined living and dining area with comfortable principal living space. The kitchen includes a bright breakfast nook situated beside a bay window, providing a natural dining space with ample light. The property includes a private backyard patio offering a low-maintenance outdoor space suitable for relaxing, outdoor seating, or casual entertaining. The patio extends the living area and is accessible directly from the home through a walkout from the dining room.The upper level offers 3 well-proportioned bedrooms and a full bathroom. The finished basement includes an additional bedroom and family room, providing extra living space and flexibility. The laundry area is located in the lower level and includes a stand-up shower. The property includes a washer, dryer, refrigerator, and stove. A brand new hot water tank was installed in May 2026. Ground floor windows are equipped with security bars for added safety.Ideally located with convenient access to public transit, including a 2-minute walk to the Jane bus route and easy access to Finch LRT, Pioneer Village Station, and York University Station. The property also offers quick access to major highways including Highway 400, Highway 401, and Highway 407.Enjoy nearby conveniences including elementary and middle schools within minutes, churches and a community centre approximately a 5-minute walk away, and grocery stores within easy walking or driving distance. Close to parks, shopping, and everyday amenities, this home offers a functional layout in a well-connected North York community.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13499800
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
1200-1399
Cross streets
York Gate Blvd and Hulmar
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$306/mo
Exposure
West
Property tax
$2,051 / 2025
Days on market
18
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

KitchenMain16.50 × 10.20 m

breakfast area · tile floor · backsplash

Dining RoomMain22.80 × 15.30 m

combined w/living · laminate

Bedroom 2Second10.50 × 8.80 m

large window · laminate · double closet

Living RoomMain22.80 × 15.30 m

combined w/dining · laminate · w/o to patio

Bedroom 3Second10.20 × 10.70 m

large window · laminate · double closet

Primary BedroomSecond14.40 × 10.90 m

large window · laminate · double closet

Bedroom 4Basement13.50 × 8.80 m

Tile Floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$635Kest. value

Listed at $749,500, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Black Creek, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $508K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Adjusts to $800K

That comparable adjusts to $800K; the $635K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Opposite 4355-4363 Jane St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$585KGreat deal$750KOverpriced

Total price vs nearby homes. Fair value about $635K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$701kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

73-6 Esterbrooke Avenue$720k22-25 Gosford Blvd. Boulevard$700k306-19 Liszt Gate$800k17-1051 Sandhurst Circle$635k1-27 Gosford Boulevard$650k

The 5 closest of 8 active listings nearby.

See all comparable homes
750kThis home720k700k800k635k650kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $670K
$577this home / sqft
5active listings nearby
18days on market

This home lists 17% above the area average of $494/sqft.

14 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Opposite 4355-4363 Jane St, about 32 m away

20+ transit stops7 grocery20+ dining19 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Humbermede
$509K
Willowdale East
$799K
Don Valley Village
$720K
Hillcrest Village
$677K
Islington-City Centre West
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gosford Public School
48%
Gosford Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 48% meet the provincial standard

Affordability & Mortgage

Affordability
$3,416/mo
$144KIncome needed
5.2×Price ÷ income
$788Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,416Property tax $171Condo fee $306Total carry $3,892

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,200per month

Mortgage amount $599,600 · 4.14% over 25 years

$149,900Down payment (20.0%)
$599,600Loan before insurance
$0CMHC premium
$3,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,200
Property tax
$171
Condo / maintenance fees
$306
Heating
$0
Estimated monthly cost
$3,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,465
Toronto municipal land transfer tax
$11,465
Estimated closing costs
$22,930

Plus your down payment of $149,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,886/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,306Total interest paid
$959,906Total of all payments
Principal $599,600 Interest $360,306
YearPrincipalInterestBalance
1$14,047$24,350$585,553
2$14,634$23,762$570,919
3$15,246$23,150$555,673
4$15,884$22,512$539,789
5$16,548$21,848$523,241
6$17,241$21,156$506,000
7$17,962$20,435$488,039
8$18,713$19,683$469,326
9$19,496$18,901$449,830
10$20,311$18,085$429,519
11$21,161$17,235$408,358
12$22,046$16,350$386,312
13$22,968$15,428$363,344
14$23,929$14,467$339,415
15$24,930$13,467$314,485
16$25,972$12,424$288,513
17$27,059$11,337$261,454
18$28,191$10,206$233,263
19$29,370$9,026$203,893
20$30,598$7,798$173,295
21$31,878$6,518$141,417
22$33,212$5,185$108,205
23$34,601$3,795$73,604
24$36,048$2,348$37,556
25$37,556$840$0

At the end of your 5-year term

Total paid over the term
$191,981
Principal paid down
$76,359
Interest paid
$115,622
Balance remaining
$523,241

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $2,051− Condo fees $3,666− Insurance $600− Vacancy & upkeep $5,412Net operating income $37,471

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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