405-25 Four Winds Drive, Toronto, ON
York University Heights, Toronto · MLS® W13499832
About this home
Take A Step Into This Bright Spacious Renovated Living Space! Meet Modern Living At Its Best - W/ Updates Throughout! Coveted Layout With Functional Large Living Room That Walks Off To A Grand Balcony Perfect To Relax & Unwind! Right Off The Open Concept Dining Room Enjoy A Bright Modern Kitchen With Lots Of Cupboard Space, Quartz Countertops & Stainless Steel Appliances. The Hallway Leads To Two Generous Sized Bedrooms + Lots Of Closet Space + Separate Laundry Room With More Storage Space! Located Steps From Subway (FINCH) & FINCH WEST LRT - Providing Convenience & Easy Access To All Parts Of The City Including Downtown Toronto & Just A Short Drive From York Region (Vaughan) & Vaughan Metropolitan. Minutes Walk To York University. Short Drive To 401/407/400. Amenities Include A Membership To Recreation Centre (pool/gym/sauna/24hr security). Parking & Locker Included. Perfect For All Types Of Buyers Whether Downsizing or Upsizing or Just Looking To Invest! Great For Rental Income! This Is An Opportunity Not To Be Missed! Family Friendly Neighbourhood! Move In Ready! Lots Of Space For The Price - Best Deal In Town! Don't Miss Out! For the space amazing maintenance fees! check out virtual tour!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13499832
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 1000-1199
- Cross streets
- KEELE/FINCH
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Radiant
- A/C
- Window Unit(s)
- Exterior
- Brick
- Maintenance
- $832/mo
- Exposure
- East
- Property tax
- $1,342 / 2025
- Days on market
- 18
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
laminate · separate room · w/o to balcony
separate room · tile floor
laminate · separate room
stainless steel appl · modern kitchen
laminate · closet
laminate · closet
Listed at $485,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $422K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $484K
- Size difference +$64K
- Adjusts to $548K
That comparable adjusts to $548K; the $466K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Murray Ross Pkwy at Haynes Ave East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $466K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 9% below the area average of $485/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
York University Heights, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Murray Ross Pkwy at Haynes Ave East Side, about 182 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $388,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,071
- Property tax
- $112
- Condo / maintenance fees
- $832
- Heating
- $0
- Estimated monthly cost
- $3,014
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,175
- Toronto municipal land transfer tax
- $6,175
- Estimated closing costs
- $12,350
Plus your down payment of $97,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $124,231
- Principal paid down
- $49,412
- Interest paid
- $74,819
- Balance remaining
- $338,588
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.