905-2300 St. Clair Avenue, Toronto, ON

Junction Area, Toronto · MLS® W13502924

$725,000
For Sale
Listed 18 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to this stunning split 2-bedroom + den, 2-bathroom residence. With 841 sq ft of thoughtfully designed interior space plus an impressive 210 sq ft terrace, enjoy seamless indoor-outdoor living overlooking the downtown skyline and surrounding green spaces. This is a true 2-bedroom layout-each bedroom is generously sized, complete with floor-to-ceiling windows and full closets, providing both natural light and practical storage. The versatile den is ideal for a home office or additional living space. The modern kitchen features built-in appliances, sleek finishes, and a clean, contemporary design, flowing effortlessly into the open-concept living and dining area. Both bathrooms are spacious and well-appointed, offering comfort and convenience. Custom roller shades have been installed on every window-blackout shades in the bedrooms for optimal rest, and privacy shades in the living areas for everyday comfort without sacrificing natural light. The unit has been professionally painted and cleaned, presenting like new and ready for immediate occupancy. Included is a premium parking space on P1 and a generously sized locker also located on P1 for ultimate convenience. Located in one of Toronto's most vibrant and evolving neighborhoods, you're steps to St. Clair West's shops, cafes, and restaurants, as well as parks, schools, and everyday essentials. Enjoy easy access to public transit, with the St. Clair streetcar at your doorstep and a future subway station planned nearby-further enhancing connectivity and long-term value. This is urban living at its best-spacious, bright, and exceptionally well-located.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13502924
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
St Clair Ave West & Keele
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$683/mo
Exposure
South
Property tax
$3,838 / 2025
Days on market
18
Listing brokerage
HAZELTON REAL ESTATE INC.

Rooms

Bedroom 2Flat3.23 × 2.59 m

large window · closet

DenFlat2.26 × 1.83 m
KitchenFlat3.84 × 5.92 m

open concept · combined w/dining · eat-in kitchen

Living RoomFlat5.92 × 3.84 m

open concept · combined w/kitchen · w/o to terrace

Primary BedroomFlat3.35 × 3.15 m

3 pc ensuite · large window · walk-in closet(s)

Moe’s TakeTeam Asgarian · Broker
In line
$717Kest. value

Listed at $725,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $751K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $749K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $794K

That comparable adjusts to $794K; the $717K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Harwood Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Cobalt Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$687KGreat deal$792KOverpriced

Total price vs nearby homes. Fair value about $717K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$748kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2409-10 Park Lawn Road$749k503-90 Queens Wharf Road$808k608-185 Legion Road$675k520-3220 Sheppard Avenue$659k606-478 King Street$850k

The 5 closest active listings nearby.

See all comparable homes
725kThis home749k808k675k659k850kThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $585K
$853this home / sqft
11active listings nearby
18days on market

This home lists 6% above the area average of $808/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave West at Cobalt Ave, about 88 m away

20+ transit stops9 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Annex
$1.39M
Waterfront Communities C1
$684K
Church-Yonge Corridor
$577K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harwood Public School
55%
Harwood Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 55% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,304/mo
$152KIncome needed
4.8×Price ÷ income
$763Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,304Property tax $320Condo fee $683Total carry $4,307

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,095per month

Mortgage amount $580,000 · 4.14% over 25 years

$145,000Down payment (20.0%)
$580,000Loan before insurance
$0CMHC premium
$4,098Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,095
Property tax
$320
Condo / maintenance fees
$683
Heating
$0
Estimated monthly cost
$4,098

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,975
Toronto municipal land transfer tax
$10,975
Estimated closing costs
$21,950

Plus your down payment of $145,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,759/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$348,529Total interest paid
$928,529Total of all payments
Principal $580,000 Interest $348,529
YearPrincipalInterestBalance
1$13,587$23,554$566,413
2$14,156$22,985$552,257
3$14,748$22,393$537,509
4$15,365$21,776$522,144
5$16,007$21,134$506,137
6$16,677$20,464$489,460
7$17,375$19,767$472,085
8$18,101$19,040$453,984
9$18,858$18,283$435,126
10$19,647$17,494$415,478
11$20,469$16,672$395,009
12$21,325$15,816$373,684
13$22,217$14,924$351,467
14$23,147$13,995$328,320
15$24,115$13,026$304,205
16$25,123$12,018$279,082
17$26,174$10,967$252,907
18$27,269$9,872$225,638
19$28,410$8,731$197,228
20$29,598$7,543$167,630
21$30,836$6,305$136,794
22$32,126$5,015$104,668
23$33,470$3,671$71,198
24$34,870$2,271$36,328
25$36,328$813$0

At the end of your 5-year term

Total paid over the term
$185,706
Principal paid down
$73,863
Interest paid
$111,843
Balance remaining
$506,137

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,838− Condo fees $8,193− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,205

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAZELTON REAL ESTATE INC.. MLS®/PropTx.

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