78 West River Street, Oakville, ON
Bronte, Oakville · MLS® W13503154
About this home
Prime Location South of Lakeshore in the Village overlooking the Bronte Harbour Yacht Club! No neighbours behind you and no neighbours in front of you! Tucked into one of Oakville's most desirable waterfront neighbourhoods, 78 West River Street offers a rare opportunity to own a custom home with 5 beds, 4 baths and over 4,250 sq. ft. of finished living space on a beautifully treed lot with picturesque views. Brimming with character and charm, this unique property presents the perfect opportunity to move in and enjoy, renovate further, or completely reimagine to suit your vision. Just steps from Lake Ontario, the marina, Bronte Creek, parks, scenic trails, and the vibrant downtown waterfront, this coveted location offers an exceptional lifestyle blending nature, recreation, and convenience. Inside, soaring ceiling heights and many original architectural details create a sense of grandeur and timeless character throughout the home. The generous layout features spacious principal rooms, and a private backyard retreat complete with a on ground pool and expansive two-level deck - ideal for relaxing or entertaining. The home also features two spacious balconies, a large primary suite with walk-through closets, and an ensuite overlooking the yachts in the harbour. The bonus upper-level loft offers a unique opportunity for an additional bedroom, home office, studio, or peaceful zen retreat. Whatever you envision: this property has incredible architectural interest and offers endless potential in an extraordinary lakeside setting. An exceptional offering in a premier waterfront neighbourhood where lifestyle, location, and an abundance of nature, mature trees and walkability are offered. Close to QEW, Bronte Beach Park, Bronte Harbour, Downtown Oakville, trails, shopping and amenities. RARE OPPORTUNITY and True potential in a coveted location!
Key facts
- Property type
- Detached, 3-Storey
- MLS®
- W13503154
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 49.5 × 122 ft
- Cross streets
- Lakeshore Rd W and West River St
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Inside Entry, Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- On Ground, Outdoor
- Property tax
- $10,483 / 2025
- Days on market
- 18
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
2 Pc Bath
4 Pc Bath
5 Pc Bath
Listed at $1,899,900, this home is tracking about 29% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 41 similar homes nearby, adjusted for size, beds, and baths.Median of 41 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.65M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.55M
- Bathrooms −$15K
- Adjusts to $2.53M
That comparable adjusts to $2.53M; the $2.67M estimate above is the median of all 41 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Lakeshore Rd West + West River St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.67M, median of 41 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Weigh carefully
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 35% below the area average of $897/sqft.
13 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lakeshore Rd West + West River St, about 67 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,519,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,111
- Property tax
- $874
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,984
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,473
- Estimated closing costs
- $34,473
Plus your down payment of $379,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $486,651
- Principal paid down
- $193,562
- Interest paid
- $293,089
- Balance remaining
- $1,326,358
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.