41 Waterford Drive, Toronto, ON
Willowridge-Martingrove-Richview, Toronto · MLS® W13503958
About this home
Impeccably Renovated From Top To Bottom, This 3+1 Bed, 3-Bath Sidesplit Home Sits On A Premium 50'x150' Lot! Cathedral Ceilings, A Designer Maple Kitchen, And A Separate Basement Suite Make It Ideal For Families And Investors Alike. Every Inch Of This Detached Residence Has Been Thoughtfully Updated With Premium Materials And Craftsmanship. The Main Floor Showcases A Stunning Open-Concept Layout Highlighted By Cathedral Ceilings,Custom Solid Maple Kitchen (2020) Featuring 42" Uppers, A 36" Bertazzoni Dual Range,Bosch Refrigerator And Dishwasher (2020), Quartz Countertops, And A Large Island With Seating And Storage, Built-In Panasonic Microwave Drawer, Pendant Lighting, Under-Cabinet LEDs, And Legrand Smart Switches Elevate The Space With Both Function And Flair. Throughout The Home, You'll Find Modern Satin Nickel Hardware, Soho Trim And 7" Baseboards, Recessed Led Lighting, And Engineered Hardwood Floors Refinished In 2020. Every Detail From The Fiberglass Oak-Grained Front Door With Glazed Side Glass To The Smart Nest Thermostat And Ring Security System Reflects Quality And Care. Upper Level Features A Spacious Primary Suite With A Custom Closet System And A Beautifully Finished Main Bath With Large Format Porcelain Tiles, Double Vanity, And Premium Fixtures. Outdoor Living Is Just As Impressive Offering A Treated Pine Deck (2020) With Wide Stairs Leads To A Concrete Patio And BBQ Area, Framed By Lush Landscaping, Emerald Cedars, And Perennial Gardens For Added Privacy. 5 Car Driveway+ 2 Car Garage Provides Ample Parking. Fully Self-Contained Basement Suite Offers Flexibility As A Rental Or Multi-Generational Living Space, Complete With It's Own Kitchen, Pantry, Laundry, And Private Entrance.Mins From Local Amenities Including Islington TTC Subway Station, Upcoming Islington LRT, Richview Collegiate, Numerous Golf Clubs, Pearson Airport & Father Serra ..*EXTRAS: Windows (2020), Roof & Soffits Warranty*qualifies for a garden suite under Toronto Garden Suite Prog*
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- W13503958
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 50 × 150 ft
- Cross streets
- Islington Ave & Eglinton Ave West
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,905 / 2025
- Days on market
- 23
- Listing brokerage
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
centre island · stainless steel appl · quartz counter
hardwood floor · overlooks backyard · large window
hardwood floor · closet · window
hardwood floor · cathedral ceiling(s) · w/o to deck
hardwood floor · closet · overlooks backyard
hardwood floor · double closet · overlooks frontyard
tile floor · laundry sink · separate room
hardwood floor · stainless steel appl · w/o to yard
hardwood floor · combined w/living · pot lights
hardwood floor · combined w/living · pot lights
hardwood floor · combined w/dining · crown moulding
Listed at $1,589,000, and my independent estimate is tracking about 27% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA.
In Willowridge-Martingrove-Richview lately, sellers get about 99% of asking; homes sell in ~20 days.
Total price vs nearby homes. Fair value about $1.26M, median of 18 comparables.
How this estimate is builtthe short version
I take the 18 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.49M, a bit higher.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Richview Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 18 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 35% above the area average of $906/sqft.
22 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowridge-Martingrove-Richview, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,271,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,784
- Property tax
- $492
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,276
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,255
- Toronto municipal land transfer tax
- $28,255
- Estimated closing costs
- $56,510
Plus your down payment of $317,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $407,016
- Principal paid down
- $161,888
- Interest paid
- $245,128
- Balance remaining
- $1,109,312
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.