704-285 Dufferin Street, Toronto, ON

South Parkdale, Toronto · MLS® W13504472

$409,900
For Sale
Listed 17 days ago
1Bathrooms
0Parking
0-499Sq Ft

About this home

Step into this modern urban sanctuary at X02 Condos, in the heart of King West. This north-west facing studio offers an open-concept layout with floor-to-ceiling windows, abundant natural light, and laminate flooring throughout. The European-style kitchen features fully integrated appliances, and the unit comes complete with a private balcony, perfect for outdoor living. A rare downtown find that includes a locker. Enjoy world-class building amenities: 24/7 concierge, a state-of-the-art fitness centre, boxing studio, golf simulator, and premium co-working spaces. With a 100 Transit Score and 95 Walk Score, you're steps from the 504 King Streetcar, Exhibition GO Station, Longo's, Shoppers Drug Mart, and everything King West has to offer.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13504472
Bathrooms
1
Size
0-499
Cross streets
King St W & Dufferin St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$476/mo
Exposure
North
Days on market
17
Listing brokerage
RIGHT AT HOME REALTY

Rooms

StudyFlat1.00 × 1.00 m

laminate · open concept

Living RoomFlat3.90 × 2.56 m

open concept · combined w/br · w/o to balcony

Dining RoomFlat3.38 × 3.04 m

combined w/living · open concept

BathroomFlat1.00 × 1.00 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$440Kest. value

Listed at $409,900, this home is about 7% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($1,643/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in South Parkdale, so I widened the search to the surrounding area.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $405K
  • Adjusts to $405K

That comparable adjusts to $405K; the $440K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Dufferin St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$410KGreat deal$489KOverpriced

Total price vs nearby homes. Fair value about $440K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in South Parkdale · asking prices
$492kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

617-38 Joe Shuster Way$370k1520-38 Joe Shuster Way$365k1121-285 Dufferin Street$513k103-8 Temple Avenue$720k

The 4 closest active listings nearby.

See all comparable homes
410kThis home370k365k513k720kThis home vs active comparables
Live market pulseActive comparables in South Parkdale · median list $720K
$1,643this home / sqft
35active listings nearby
17days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South Parkdale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Dufferin St, about 34 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Annex
$1.57M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$1,868/mo
$92KIncome needed
4.4×Price ÷ income
$431Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,868Property tax $256Condo fee $476Total carry $2,600

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,750per month

Mortgage amount $327,920 · 4.14% over 25 years

$81,980Down payment (20.0%)
$327,920Loan before insurance
$0CMHC premium
$2,482Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,750
Property tax
$256
Condo / maintenance fees
$476
Heating
$0
Estimated monthly cost
$2,482

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,673
Toronto municipal land transfer tax
$4,673
Estimated closing costs
$9,346

Plus your down payment of $81,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,125/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$197,051Total interest paid
$524,971Total of all payments
Principal $327,920 Interest $197,051
YearPrincipalInterestBalance
1$7,682$13,317$320,238
2$8,003$12,995$312,235
3$8,338$12,661$303,896
4$8,687$12,312$295,210
5$9,050$11,949$286,159
6$9,429$11,570$276,730
7$9,823$11,176$266,907
8$10,234$10,765$256,673
9$10,662$10,337$246,011
10$11,108$9,891$234,903
11$11,573$9,426$223,330
12$12,057$8,942$211,273
13$12,561$8,438$198,712
14$13,087$7,912$185,625
15$13,634$7,365$171,991
16$14,204$6,795$157,787
17$14,798$6,200$142,989
18$15,417$5,581$127,571
19$16,062$4,937$111,509
20$16,734$4,265$94,775
21$17,434$3,565$77,341
22$18,163$2,835$59,177
23$18,923$2,076$40,254
24$19,715$1,284$20,539
25$20,539$460$0

At the end of your 5-year term

Total paid over the term
$104,994
Principal paid down
$41,761
Interest paid
$63,233
Balance remaining
$286,159

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $2,869− Condo fees $5,708− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,387

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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