2137 Frontier Drive, Oakville, ON

West Oak Trails, Oakville · MLS® W13504548

$1,699,000
For Sale
Listed 17 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Tucked Into One Of West Oak Trails' Most Desirable Family Pockets, This Beautifully Updated Home Backs Directly Onto Ravine Trails Linked To The Heritage Trail Network And Sixteen Mile Creek Pathways, The Kind Of Setting Buyers Dream About And Rarely Find. With Over 3,300 Sq Ft Of Finished Living Space, The Home Offers 4 Bedrooms, 4 Bathrooms, Hardwood And Marble Flooring, And A Sun-Filled Open-Concept Kitchen And Family Room That Walks Out To The Deck And Pool, Perfect For Everyday Living And Entertaining Alike.The Primary Suite Is A True Retreat, With A Walk-In Closet And Spa-Inspired Ensuite. Downstairs, The Finished Basement Brings Serious Flexibility: A Spacious Rec Room, Wet Bar, Gas Fireplace, And Room To Spare For A Home Gym, Guest Suite, Or Work-From-Home Setup. Outside, The Backyard Feels Like A Private Resort: Mature Landscaping, An Above-Ground Pool, A Generous Deck, And The Rare Privacy Of Backing Onto Trails Rather Than Neighbours (Irrigation System Updated In 2023). Add A Double Car Garage, A Private Driveway With No Sidewalk, Owned Hot Water Tank, And New Furnace And A/C, And This Home Checks Every Box. The Location Seals The Deal: Steps To Some Of Oakville's Top-Rated Schools (Forest Trail PS, Garth Webb SS, And The Sought-After White Oaks SS IB Program), With School Bus Pickup Right At The Door, Plus Easy Access To Bronte Creek Provincial Park, Hospital, Shopping, Transit, And Major Commuter Routes. A Rare Chance To Put Down Roots In One Of Oakville's Most Established And Beloved Communities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13504548
Bedrooms
5 (4 + 1)
Bathrooms
4 (2 half)
Size
2000-2500
Lot
44.93 × 126.88 ft
Cross streets
Sandpiper Rd
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Pool
Above Ground
Property tax
$6,568 / 2025
Days on market
17
Listing brokerage
EXP REALTY

Rooms

RecreationBasement5.77 × 4.54 m

fireplace · wet bar

Primary BedroomSecond5.37 × 5.86 m

4 pc ensuite · walk-in closet(s)

Dining RoomMain3.48 × 3.01 m

Hardwood Floor

Bedroom 2Second4.57 × 3.47 m
OtherBasement2.88 × 4.29 m
Family RoomMain3.26 × 4.85 m

hardwood floor · california shutters · fireplace

KitchenMain2.80 × 3.30 m

tile floor · w/o to deck · stainless steel appl

BreakfastMain2.40 × 3.31 m

tile floor · w/o to pool

LaundryMain1.95 × 2.03 m

tile floor · w/o to garage · separate room

Bedroom 3Second3.68 × 4.85 m
Living RoomMain3.36 × 4.27 m

Hardwood Floor

Bedroom 4Second3.32 × 3.17 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 4th Line north of Upper Middle Rd West is about a 3-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Worth verifying
  • Weigh carefully
  • Lifestyle
Live market pulseActive comparables in Oakville
$755this home / sqft
0active listings nearby
17days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Oak Trails, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

56/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: 4th Line north of Upper Middle Rd West, about 209 m away

20+ transit stops1 grocery12 dining18 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,743/mo
$315KIncome needed
5.4×Price ÷ income
$1,787Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,743Property tax $547Total carry $8,291

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,253per month

Mortgage amount $1,359,200 · 4.14% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$7,801Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,253
Property tax
$547
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,801

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Estimated closing costs
$30,455

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,759Total interest paid
$2,175,959Total of all payments
Principal $1,359,200 Interest $816,759
YearPrincipalInterestBalance
1$31,841$55,197$1,327,359
2$33,173$53,865$1,294,185
3$34,561$52,478$1,259,625
4$36,006$51,032$1,223,618
5$37,513$49,526$1,186,106
6$39,082$47,957$1,147,024
7$40,716$46,322$1,106,308
8$42,419$44,619$1,063,888
9$44,194$42,845$1,019,694
10$46,042$40,996$973,652
11$47,968$39,070$925,684
12$49,975$37,064$875,709
13$52,065$34,973$823,644
14$54,243$32,795$769,401
15$56,512$30,527$712,889
16$58,876$28,163$654,014
17$61,338$25,700$592,675
18$63,904$23,134$528,771
19$66,577$20,461$462,195
20$69,362$17,677$392,833
21$72,263$14,775$320,570
22$75,286$11,753$245,284
23$78,435$8,604$166,849
24$81,716$5,323$85,134
25$85,134$1,905$0

At the end of your 5-year term

Total paid over the term
$435,192
Principal paid down
$173,094
Interest paid
$262,097
Balance remaining
$1,186,106

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,568− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,888

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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