12 Goldcrest Boulevard, Toronto, ON

Rustic, Toronto · MLS® W13505048

$849,000
For Sale
Listed 17 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome to 12 Goldcrest Boulevard In The Desirable Rustic Community. Located In The Ultra Convenient Neighbourhood Of Black Creek & Lawrence. A Lovely Home That Meets Plenty Of Needs & Ready For Your Personal Touches. Solid, Well Built Bungalow On A Quiet Family Friendly Street. Minutes To An Abundance Of Conveniences Including Multiple Highways, Multiple Transit Options, Schools (for all ages), Shopping, Restaurants & Much Much More! This Estate Sale Has Been Priced to Sell !!!

Key facts

Property type
Semi-Detached, Bungalow
MLS®
W13505048
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
30 × 120 ft
Cross streets
Black Creek / Lawrence
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,082 / 2026
Days on market
17
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Primary BedroomMain4.50 × 3.05 m

double closet · large window

Living RoomLower9.14 × 4.45 m

ceramic floor · combined w/rec

Living RoomMain4.88 × 3.86 m

w/o to balcony · large window · broadloom

Bedroom 3Main3.40 × 2.77 m

closet · window

Dining RoomMain3.89 × 2.67 m

vinyl floor · combined w/living

BreakfastMain2.44 × 2.03 m

ceramic floor · eat-in kitchen

Bedroom 2Main4.27 × 2.79 m

closet · window

KitchenMain3.40 × 2.62 m

ceramic floor · eat-in kitchen

RecreationLower9.14 × 4.45 m

ceramic floor · wet bar · combined w/living

Moe’s TakeTeam Asgarian · Broker
Below comparables
$980Kest. value

Listed at $849,000, this home is about 13% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Rustic, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $773K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms −$30K
  • Adjusts to $770K

That comparable adjusts to $770K; the $980K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lawrence Ave West at Olympia Dr East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$849KGreat deal$1.07MOverpriced

Total price vs nearby homes. Fair value about $980K, median of 5 comparables.

Comparable listingsCurrently listed nearby · asking prices
$946kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Buckland Road$800k33 Elise Terrace$940k18 Tuna Court$1.10M

The 3 closest active listings nearby.

See all comparable homes
849kThis home800k940k1.10MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$653this home / sqft
62active listings nearby
17days on market

This home lists 21% below the area average of $830/sqft.

13 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rustic, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lawrence Ave West at Olympia Dr East Side, about 133 m away

20+ transit stops12 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
Corso Italia-Davenport
$951K
York University Heights
$920K
Palmerston-Little Italy
$1000K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracefield Public School
29%
Gracefield Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 29% meet the provincial standard

Affordability & Mortgage

Affordability
$3,869/mo
$162KIncome needed
5.3×Price ÷ income
$893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,869Property tax $340Total carry $4,210

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,624per month

Mortgage amount $679,200 · 4.14% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$3,965Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,624
Property tax
$340
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,965

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,139Total interest paid
$1,087,339Total of all payments
Principal $679,200 Interest $408,139
YearPrincipalInterestBalance
1$15,911$27,582$663,289
2$16,577$26,917$646,712
3$17,270$26,223$629,442
4$17,993$25,501$611,449
5$18,745$24,748$592,704
6$19,529$23,964$573,174
7$20,346$23,147$552,828
8$21,197$22,296$531,631
9$22,084$21,410$509,547
10$23,008$20,486$486,539
11$23,970$19,524$462,569
12$24,973$18,521$437,597
13$26,017$17,476$411,580
14$27,105$16,388$384,474
15$28,239$15,254$356,235
16$29,420$14,073$326,814
17$30,651$12,842$296,163
18$31,933$11,560$264,230
19$33,269$10,225$230,961
20$34,660$8,833$196,301
21$36,110$7,383$160,191
22$37,621$5,873$122,570
23$39,194$4,299$83,376
24$40,834$2,660$42,542
25$42,542$952$0

At the end of your 5-year term

Total paid over the term
$217,468
Principal paid down
$86,496
Interest paid
$130,972
Balance remaining
$592,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,082− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,082

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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