99 Symons Street, Toronto, ON

Mimico, Toronto · MLS® W13505570

$1,149,000
For Sale
Listed 17 days ago
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Welcome To 99 Symons St, A Beautifully Maintained Detached Home In The Heart Of Etobicoke. Recent Upgrades Include Fresh Paint, Pot Lights Throughout, New Cabinet Door Handles, And A Modern Vanity In The Main-Floor Bathroom. The Bright, Open-Concept Living And Dining Area Is Perfect For Family Gatherings, Flowing Seamlessly Into A Gourmet Kitchen Equipped With A Full Set Of Stainless-Steel Appliances, A Kitchen Island With Breakfast Bar, And Ample Cabinet Storage. The Inviting Family Room Features A Skylight And Walkout To A Deck And Balcony, Providing An Abundance Of Natural Light. On The 2nd Floor, You'll Find Three Spacious Bedrooms, Each With Large Closets And Windows That Let In Plenty Of Light. The Finished Basement, With A Separate Entrance, Significantly Extends The Living Space And Offers Excellent Potential For Extended Family Use Or Entertaining. It Includes A Recreation Room, A Fully Equipped Kitchen (Range Hood, Stove, And Fridge), A Versatile Room That Can Serve As A 4th Bedroom Or Guest Suite, A Three-Piece Bathroom, And Laundry Facilities (Washer). Conveniently Located Near Mimico GO Station, University Of Toronto (Downtown & Mississauga Campuses), Restaurants, Costco, The Waterfront, Parks, CF Sherway Gardens, And Square One Shopping Centre. Just Minutes Drive To The Gardiner Expy, Hwy 427, And Toronto Pearson Airport.

Key facts

Property type
Detached, 2-Storey
MLS®
W13505570
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1500-2000
Lot
25 × 125 ft
Cross streets
Lake Shore Blvd W / Royal York Rd
Parking
1 garage · 2 parking (detached)
Driveway
Mutual
Basement
Partially Finished
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,057 / 2025
Days on market
17
Listing brokerage
BAY STREET INTEGRITY REALTY INC.

Rooms

Dining RoomMain6.39 × 4.68 m

combined w/living · hardwood floor · large window

Bedroom 2Second3.13 × 2.94 m

closet · window · hardwood floor

RecreationBasement4.54 × 4.51 m

eat-in kitchen · 3 pc bath

Living RoomMain6.39 × 4.68 m

combined w/dining · pot lights · hardwood floor

Family RoomMain3.84 × 3.06 m

skylight · w/o to deck · overlooks backyard

Primary BedroomSecond4.04 × 3.16 m

his and hers closets · window · hardwood floor

Bedroom 4Basement4.29 × 3.23 m

Window

KitchenMain4.69 × 3.34 m

stainless steel appl · centre island · ceramic floor

Bedroom 3Second3.47 × 2.91 m

closet · window · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.55Mest. value

Listed at $1,149,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $988K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.36M
  • Adjusts to $1.36M

That comparable adjusts to $1.36M; the $1.55M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Second Street Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Symons St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.15MGreat deal$1.65MOverpriced

Total price vs nearby homes. Fair value about $1.55M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$966kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k95 Cinrickbar Drive$1.10M39 Madron Crescent$965k

The 4 closest active listings nearby.

See all comparable homes
1.15MThis home1000k798k1.10M965kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $1.70M
$657this home / sqft
9active listings nearby
17days on market

This home lists 28% below the area average of $916/sqft.

16 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Symons St, about 61 m away

20+ transit stops3 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Second Street Junior Middle School
69%
Second Street Junior Middle SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$5,237/mo
$213KIncome needed
5.4×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,237Property tax $338Total carry $5,575

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,243Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$338
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,243

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Toronto municipal land transfer tax
$19,455
Estimated closing costs
$38,910

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,057− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,185

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.

CallRequest a showing