2212 Urwin Crescent, Oakville, ON

West, Oakville · MLS® W13505840

$1,949,900
For Sale
Listed 17 days ago
5Bedrooms
5Bathrooms
15Garage · 3 parking
2000-2500Sq Ft

About this home

RECENTLY REIMAGINED FOR MODERN FAMILY LIVING WITH A RESORT-STYLE BACKYARD IN SOUGHT-AFTER WEST OAKVILLE! JUST MINUTES TO THE LAKE! This exceptional residence offers 4+1 bedrooms, 4.5 bathrooms, and a professionally finished lower level, seamlessly blending sophisticated design with everyday functionality. The open concept main level is enhanced by engineered hardwood flooring, expansive floor-to-ceiling windows, and light-filled principal rooms designed for everyday living and entertaining. The stunning custom kitchen features quartz countertops, oversized centre island with sink, JennAir gas range, pot filler, and access to the backyard. An open-riser staircase with glass panels creates a striking architectural focal point, while the living room is anchored by a dramatic feature wall with gas fireplace. Upstairs, engineered hardwood continues throughout. The primary retreat showcases a designer accent wall, elegant wall sconces, a walk-in closet with window and custom built-ins, and a spa-inspired five-piece ensuite with freestanding tub, glass shower with rainfall showerhead, and double vanity. A second bedroom features its own private three-piece ensuite, while two additional bedrooms share a beautifully appointed four-piece bathroom. A laundry room with sink completes the upper level. The backyard is a private oasis designed for entertaining and relaxation, featuring an inground pool with an eco-friendly, cost-effective copper ionizer system, extensive stone hardscaping, and a covered outdoor living area with gas fireplace. A dedicated BBQ station with natural gas line and convenient side-door access to the kitchen further enhances the outdoor experience. Ideally located close to parks, top-rated schools, Queen Elizabeth Park Community and Cultural Centre, shopping, transit, major highways, and the lake. This remarkable home offers an exceptional lifestyle in a coveted family-friendly neighbourhood. (certain exterior images have been digitally enhanced)

Key facts

Property type
Detached, 2-Storey
MLS®
W13505840
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
77.26 × 78.63 ft
Cross streets
Third Line AND Bridge Road
Parking
15 garage · 3 parking (detached)
Driveway
Private Double, Inside Entry
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$8,956 / 2025
Days on market
17
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Living RoomMain5.44 × 6.15 m

hardwood floor · gas fireplace · open concept

BathroomMain1.52 × 1.37 m

2 pc bath · tile floor

Primary BedroomSecond4.57 × 3.99 m

5 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 2Second3.63 × 3.96 m

3 pc ensuite · hardwood floor

BathroomLower1.57 × 2.72 m

3 pc bath · tile floor

BathroomSecond3.15 × 1.52 m

4 pc bath · tile floor

Cold Room/CantinaLower0.00 × 0.00 m
LaundrySecond0.00 × 0.00 m
Bedroom 3Second3.35 × 3.84 m

Hardwood Floor

Bedroom 5Lower3.48 × 3.10 m
RecreationLower5.79 × 5.92 m
KitchenMain2.39 × 6.12 m

quartz counter · centre island · w/o to patio

BathroomSecond2.87 × 3.15 m

5 pc ensuite · double sink · tile floor

Bedroom 4Second3.38 × 3.05 m

Hardwood Floor

Dining RoomMain1.85 × 6.12 m

hardwood floor · open concept

Mud RoomMain3.07 × 1.37 m

tile floor · w/o to patio

BathroomSecond2.82 × 1.88 m

3 pc ensuite · tile floor

Utility RoomLower3.73 × 1.47 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.93Mest. value

Listed at $1,949,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.28M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.65M
  • Bathrooms +$15K
  • Adjusts to $1.66M

That comparable adjusts to $1.66M; the $1.93M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bridge Rd + Wyandotte Dr is about a 1-minute walk away.

List price
$1.71MGreat deal$2.28MOverpriced

Total price vs nearby homes. Fair value about $1.93M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.77Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2366 Devon Road$2.15M2425 QUETICO Crescent$1.70M2463 Parkglen Avenue$1.69M583 Stephens Crescent$1.65M2048 Sixth Line$1.64M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.95MThis home2.15M1.70M1.69M1.65M1.64MThis home vs active comparables
Live market pulseActive comparables in West · median list $2.45M
$867this home / sqft
8active listings nearby
17days on market

This home lists 6% below the area average of $919/sqft.

12 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

56/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bridge Rd + Wyandotte Dr, about 54 m away

20+ transit stops2 grocery14 dining15 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bronte
$1.82M
Glen Abbey
$1.98M
Southwest
$3.79M
Westmount
$1.66M
Bronte Creek
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,887/mo
$365KIncome needed
5.3×Price ÷ income
$2,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,887Property tax $746Total carry $9,633

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,324per month

Mortgage amount $1,559,920 · 4.14% over 25 years

$389,980Down payment (20.0%)
$1,559,920Loan before insurance
$0CMHC premium
$9,071Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,324
Property tax
$746
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,071

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,473
Estimated closing costs
$35,473

Plus your down payment of $389,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$937,374Total interest paid
$2,497,294Total of all payments
Principal $1,559,920 Interest $937,374
YearPrincipalInterestBalance
1$36,544$63,348$1,523,376
2$38,072$61,820$1,485,304
3$39,665$60,227$1,445,640
4$41,324$58,568$1,404,316
5$43,052$56,840$1,361,264
6$44,853$55,039$1,316,411
7$46,729$53,163$1,269,682
8$48,684$51,208$1,220,998
9$50,720$49,172$1,170,278
10$52,842$47,050$1,117,436
11$55,052$44,840$1,062,384
12$57,355$42,537$1,005,029
13$59,754$40,138$945,276
14$62,253$37,639$883,022
15$64,857$35,035$818,165
16$67,570$32,322$750,595
17$70,396$29,495$680,199
18$73,341$26,551$606,858
19$76,409$23,483$530,449
20$79,605$20,287$450,844
21$82,935$16,957$367,910
22$86,404$13,488$281,506
23$90,018$9,874$191,489
24$93,783$6,109$97,706
25$97,706$2,186$0

At the end of your 5-year term

Total paid over the term
$499,459
Principal paid down
$198,656
Interest paid
$300,803
Balance remaining
$1,361,264

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $8,956− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,500

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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