1310 Duncan Road, Oakville, ON
Morrison, Oakville · MLS® W13506342
About this home
Spectacular Fully Renovated Residence Taken Down to the Studs, Offering a Thoughtfully Redesigned Floor Plan With Timeless Elegance and Modern Functionality. Set on a Premium 75 X 150 South-facing Lot, Just Steps to Oakville's Top Rated Schools. Striking Exterior Features New Stucco, Natural Stone Accents, Oversized Windows, and Exceptional Curb Appeal. The Open Concept Interior Boasts a Grand Living and Dining Area With Soaring 13 Ft Ceilings and a Wood Burning Fireplace, Flowing Seamlessly Into a Custom Chef's Kitchen and Family Room. The Kitchen Features a Massive Centre Island, Custom Hardwood Cabinetry, Wolf Gas Range, Fisher & Paykel Fridge, and Walkout to a Sun Filled Cedar Deck. A Year Round Sunroom With Full Hvac Overlooks Beautifully Landscaped Gardens, Mature Trees, Ponds, and Stone Pathways. Upper Level Offers Two Luxurious Primary Suites, Each With SPA Inspired Ensuites, Heated Floors, and Walk in Closets. Designer Finishes Throughout Include Custom Millwork, Accent Lighting, Premium Hardwood Floors, California Shutters, and High End Hardware. Finished Lower Level Includes a Nanny/in-law Suite With in-floor Heating, Recreation Space, and Ample Storage. Extensive Upgrades Include Spray Foam Insulation, New Electrical Panel, Sump Pump, Tankless Hot Water System, Pot Lights, Built-in Speakers, and Luxury Tile Bathrooms. A Truly One of a Kind Home in One of Oakville's Most Prestigious Neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13506342
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 75 × 150 ft
- Cross streets
- Drummond Rd & Duncan Rd
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $14,481 / 2025
- Days on market
- 17
- Listing brokerage
- THE AGENCY
Rooms
hardwood floor · crown moulding
5 pc ensuite · hardwood floor · cathedral ceiling(s)
hardwood floor · crown moulding
hardwood floor · double closet
3 pc ensuite · closet
hardwood floor · cathedral ceiling(s)
hardwood floor · combined w/kitchen
hardwood floor · double closet · 4 pc ensuite
hardwood floor · walk-out · overlooks backyard
Listed at $3,549,000, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($1,092/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.07M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3.45M
- Bedrooms −$30K
- Adjusts to $3.42M
That comparable adjusts to $3.42M; the $3.17M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Devon Rd + Cairncroft Rd is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $3.17M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 10% below the area average of $1,211/sqft.
12 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Morrison, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Devon Rd + Cairncroft Rd, about 250 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,839,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,151
- Property tax
- $1,207
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,358
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $75,200
- Estimated closing costs
- $75,200
Plus your down payment of $709,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $909,061
- Principal paid down
- $361,573
- Interest paid
- $547,489
- Balance remaining
- $2,477,627
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.