480 CHARTWELL Road, Oakville, ON

Old Oakville, Oakville · MLS® W13507594

$3,590,000
For Sale
Listed 17 days ago
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6Bedrooms
7Bathrooms
2Garage · 7 parking
5,000Sq Ft

About this home

This impressive 5,500+ sq. ft. two-and-a-half-storey residence is set back from one of Southeast Oakville's most prestigious streets on an extraordinary 29,000 sq. ft. private, park-like lot backing onto a picturesque creek. Offering over 7,000 sq. ft. of finished living space, with 5+1 bedrooms and 7 bathrooms, this home provides exceptional space, privacy and flexibility for family living and entertainment. The main floor features a beautifully renovated open-concept kitchen (2020) overlooking the living, family and dining areas with W/O to a large deck and spectacular gardens. Additional highlights include a formal dining room, elegant sitting room with a gas fireplace, soaring ceilings, oversized arched windows, a private office, mudroom and powder room.The second level offers three spacious bedrooms, including two with private 2-piece ensuites and backyard views. The third bedroom features a sitting area, double closets and an ensuite with integrated laundry. An office/playroom, walk-in closet and an additional 4-piece bathroom complete this level. The top floor offers two oversized bedrooms connected by a shared 5-piece bathroom.The finished basement includes a spacious recreation area, an additional bedroom, a 3-piece bathroom and two versatile bonus rooms ideal for a home office, gym, hobby space or storage.The private grounds feature mature trees, lush gardens, direct access to a picturesque creek, approximately 9,500 sq. ft. of additional open space for gardens or outdoor entertaining, and a hard-court area perfect for basketball, pickleball or family activities. This exceptional property is within the highly sought-after catchment for Oakville Trafalgar HS, Maple Grove PS and E.J. James PS, and just minutes from St. Mildred's-Lightbourn School and Linbrook School. Walk to grocery stores, cafés, bakeries and restaurants. A rare opportunity to own a spacious family home on an exceptional lot.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13507594
Bedrooms
6 (5 + 1)
Bathrooms
7 (3 half)
Size
5,000 sq ft
Lot
50.13 × 552.06 ft
Cross streets
LAKESHORE E. TO CHARTWELL NORTH
Parking
2 garage · 7 parking (detached)
Driveway
Other, Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Poured Concrete
Roof
Tile
Sewer
Sewer
Property tax
$14,731 / 2025
Days on market
17
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage

Rooms

OfficeMain4.03 × 3.15 m
BathroomMain1.54 × 2.02 m
Living RoomMain4.28 × 7.51 m

cathedral ceiling(s) · ceiling fan(s) · fireplace

BathroomSecond2.08 × 1.42 m

2 Pc Bath

Dining RoomMain4.28 × 5.40 m
BathroomThird2.95 × 2.84 m

5 Pc Bath

DenBasement4.01 × 4.27 m
RecreationBasement9.42 × 9.43 m
Bedroom 4Third6.60 × 6.06 m

5 pc ensuite · large closet · overlooks garden

BedroomBasement3.74 × 5.43 m

Double Closet

Bedroom 3Second5.71 × 5.15 m

double closet · 4 pc ensuite · combined w/sitting

Bedroom 2Second4.38 × 5.91 m

2 pc ensuite · overlooks garden · w/o to balcony

BathroomSecond4.40 × 2.42 m

4 pc ensuite · combined w/laundry

Family RoomMain5.64 × 7.31 m

Fireplace

BathroomSecond3.55 × 4.96 m

4 pc bath · overlooks garden

Mud RoomMain4.03 × 2.31 m
BreakfastMain4.36 × 3.21 m

W/O To Deck

Utility RoomBasement1.88 × 2.53 m
SittingSecond2.17 × 3.78 m
OtherThird2.20 × 3.60 m
BathroomBasement2.08 × 2.41 m

3 Pc Bath

OtherBasement5.49 × 7.16 m
RecreationBasement5.91 × 9.39 m
KitchenMain7.63 × 4.09 m

B/I Microwave

OfficeSecond4.35 × 3.73 m
Primary BedroomSecond4.36 × 5.79 m

2 pc ensuite · overlooks garden · w/o to balcony

Utility RoomBasement4.03 × 2.53 m
OtherSecond4.40 × 2.93 m

Closet

BathroomSecond2.44 × 0.96 m

2 Pc Bath

Bedroom 5Third8.54 × 4.59 m

5 Pc Ensuite

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Cornwall Rd + Chartwell Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$4.79Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

225 Prince George Crescent$3.79M3338 Fox Run Circle$2.50M150 WOLFDALE Avenue$5.00M231 Wedgewood Drive$6.40M1102 Crestview Street$6.25M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.59MThis home3.79M2.50M5.00M6.40M6.25MThis home vs active comparables
Live market pulseActive comparables in Old Oakville · median list $3.25M
$718this home / sqft
11active listings nearby
17days on market

12 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Old Oakville, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Cornwall Rd + Chartwell Rd, about 96 m away

20+ transit stops5 grocery20+ dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morrison
$5.03M
College Park
$1.28M
Ford
$2.51M
Joshua Creek
$2.27M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,362/mo
$663KIncome needed
5.4×Price ÷ income
$3,776Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $16,362Property tax $1,228Total carry $17,590

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,326per month

Mortgage amount $2,872,000 · 4.14% over 25 years

$718,000Down payment (20.0%)
$2,872,000Loan before insurance
$0CMHC premium
$16,554Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,326
Property tax
$1,228
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,554

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,225
Estimated closing costs
$76,225

Plus your down payment of $718,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$18,615/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,725,817Total interest paid
$4,597,817Total of all payments
Principal $2,872,000 Interest $1,725,817
YearPrincipalInterestBalance
1$67,281$116,632$2,804,719
2$70,095$113,817$2,734,624
3$73,027$110,885$2,661,596
4$76,082$107,831$2,585,514
5$79,264$104,648$2,506,250
6$82,580$101,333$2,423,670
7$86,034$97,879$2,337,636
8$89,633$94,280$2,248,004
9$93,382$90,531$2,154,622
10$97,288$86,625$2,057,334
11$101,357$82,555$1,955,977
12$105,597$78,316$1,850,380
13$110,014$73,899$1,740,366
14$114,616$69,297$1,625,750
15$119,410$64,503$1,506,340
16$124,405$59,508$1,381,936
17$129,608$54,305$1,252,328
18$135,029$48,883$1,117,298
19$140,678$43,235$976,621
20$146,562$37,351$830,059
21$152,692$31,220$677,366
22$159,079$24,833$518,287
23$165,733$18,179$352,554
24$172,666$11,247$179,888
25$179,888$4,025$0

At the end of your 5-year term

Total paid over the term
$919,563
Principal paid down
$365,750
Interest paid
$553,814
Balance remaining
$2,506,250

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $14,731− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $96,009

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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