90 MILL Street, Brampton, ON

Downtown Brampton, Brampton · MLS® W13509952

$949,000
For Sale
Listed 16 days ago
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3Bedrooms
2Bathrooms
1Garage · 6 parking
1100-1500Sq Ft

About this home

Exceptional detached home, perfectly suited for those seeking a modern lifestyle in the heart of Downtown Brampton. This classic home has been extensively renovated to offer a contemporary interior within a highly desirable, established community. Situated on a 40x126 ft. lot, the property features a detached garage and a large driveway accommodating 5-6 additional vehicles. The exterior boasts great curb appeal with newly laid interlock stone at the entrance and flower beds. The main floor begins with a bright, spacious foyer leading into an open-concept living and dining area featuring large windows and pot lights. The recently renovated kitchen is a highlight, equipped with stainless steel appliances, quartz countertops and backsplash, a skylight, and pantry. It offers direct walk-out access to a large concrete patio and a fenced backyard. Additionally, the main floor includes a dedicated office or den, ideal for working from home. The second floor features a brand-new hardwood staircase leading to three well-sized bedrooms and a renovated four-piece bathroom. The finished basement offers a bright recreation space with oversized above-ground windows, a three-piece washroom with a stand-up shower, and a separate laundry room with full size front-loading washer/dryer on pedestals with ample storage. Extensive upgrades throughout the home include: Luxury broad plank vinyl flooring, fresh paint, and new baseboards. New Lennox gas heating system and central air conditioning. Old radiant system fully removed. 200-amp electrical breaker, tankless hot water system, EV charging outlet, security cameras on the exterior. Located within walking distance tp Gage Park, GO Station, Rose Theatre, Schools, City Hall, Garden Square, restaurants and other great amenities. This home shows excellently and offers significant future potential.

Key facts

Property type
Detached, 2-Storey
MLS®
W13509952
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
40 × 126.2 ft
Cross streets
HURONTARIO / QUEEN ST W
Parking
1 garage · 6 parking (detached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,126 / 2026
Days on market
16
Listing brokerage
RIGHT AT HOME REALTY

Rooms

FoyerGround4.82 × 2.04 m

closet · large window

Dining RoomGround7.09 × 3.41 m

vinyl floor · large window · combined w/living

Bedroom 2Upper2.88 × 2.71 m

vinyl floor · large window · closet

Bedroom 3Upper3.02 × 2.72 m

vinyl floor · large window · closet

RecreationBasement5.28 × 4.16 m

vinyl floor · large window · pot lights

Living RoomGround7.09 × 3.41 m

vinyl floor · large window · combined w/dining

LaundryBasement2.60 × 2.00 m
OfficeGround2.16 × 2.01 m

large window · vinyl floor

KitchenGround4.98 × 3.41 m

quartz counter · stainless steel appl · skylight

Primary BedroomUpper4.09 × 2.71 m

vinyl floor · large window

Moe’s TakeTeam Asgarian · Broker
In line
$855Kest. value

Listed at $949,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $773K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $900K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $855K

That comparable adjusts to $855K; the $855K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Main St S n/of Guest St is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$805KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $855K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$757kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

64 Aurora Place$740k85 Eldomar Avenue$700k38 Furrows End$830k

The 3 closest active listings nearby.

See all comparable homes
949kThis home740k700k830kThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $900K
$730this home / sqft
12active listings nearby
16days on market

This home lists 14% above the area average of $640/sqft.

15 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Main St S n/of Guest St, about 315 m away

20+ transit stops4 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton East
$816K
Northwood Park
$999K
Fletcher's West
$969K
Credit Valley
$1.34M
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,325/mo
$182KIncome needed
5.2×Price ÷ income
$998Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,325Property tax $427Total carry $4,752

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,051per month

Mortgage amount $759,200 · 4.14% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,479Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,051
Property tax
$427
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,479

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Estimated closing costs
$15,455

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$456,212Total interest paid
$1,215,412Total of all payments
Principal $759,200 Interest $456,212
YearPrincipalInterestBalance
1$17,785$30,831$741,415
2$18,529$30,087$722,885
3$19,304$29,312$703,581
4$20,112$28,505$683,469
5$20,953$27,663$662,516
6$21,830$26,787$640,686
7$22,743$25,874$617,943
8$23,694$24,922$594,249
9$24,685$23,931$569,564
10$25,718$22,899$543,847
11$26,793$21,823$517,053
12$27,914$20,702$489,139
13$29,082$19,535$460,058
14$30,298$18,318$429,760
15$31,565$17,051$398,194
16$32,886$15,731$365,308
17$34,261$14,355$331,047
18$35,694$12,922$295,353
19$37,187$11,429$258,165
20$38,743$9,874$219,422
21$40,364$8,253$179,059
22$42,052$6,565$137,007
23$43,811$4,806$93,196
24$45,643$2,973$47,553
25$47,553$1,064$0

At the end of your 5-year term

Total paid over the term
$243,082
Principal paid down
$96,684
Interest paid
$146,398
Balance remaining
$662,516

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,126− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,038

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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