12 Kentroyal Drive, Toronto, ON
Humber Heights, Toronto · MLS® W13511296
About this home
Welcome to 12 Kentroyal, a meticulously maintained detached sidesplit set on a wonderful, quiet street. Situated on an impressive 33' x 150' lot with a private driveway, this home offers space, flexibility and outstanding potential for families or investors. The bright and spacious main living area features a generous living/dining room with large windows, high ceilings and direct access to the private, fully fenced backyard. The large eat-in kitchen offers abundant cupboard and counter space, stainless steel appliances and plenty of room for everyday family meals or entertaining. With four well-sized bedrooms and three full bathrooms, there is room for everyone. Each bedroom offers great space and natural light, while one ground-floor bedroom, previously used as a hair salon, provides exceptional versatility as a home office, sitting area, business space, bedroom, playroom or whatever best suits your lifestyle. Renovated bathrooms, including a new 4-piece bath in 2020, add to the home's move-in-ready appeal. The welcoming front foyer offers excellent separation from the main living areas, along with ample closet and storage space. The finished basement, completed in 2020, includes a full bathroom and extensive storage, creating even more functional living space for a rec room, guest area or growing family. Enjoy summer days in the expansive, fully fenced backyard with endless potential for entertaining, gardening, play or future outdoor enhancements. Major updates include furnace (2020), roof (2018), newer windows, a finished basement, waterproofing (2025) and brand new front steps (2026). Conveniently located near schools, grocery stores, restaurants, public transit and everyday amenities, this is a fantastic opportunity to make a beautifully maintained home your own.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- W13511296
- Bedrooms
- 4
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 33.04 × 150.33 ft
- Cross streets
- Dixon Rd and Royal York Rd
- Parking
- 4 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,072 / 2026
- Days on market
- 15
- Listing brokerage
- RARE REAL ESTATE
Rooms
closet · large window
Combined w/Dining
laminate · b/i shelves
closet · large window
combined w/living · w/o to patio
mirrored closet · laminate
closet · large window
broadloom · mirrored walls
modern kitchen · stainless steel appl · breakfast area
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Valleyfield Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Dixon Rd at Roxaline St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homes14 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Humber Heights, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dixon Rd at Roxaline St, about 112 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $776,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,141
- Property tax
- $423
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,564
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,875
- Toronto municipal land transfer tax
- $15,875
- Estimated closing costs
- $31,750
Plus your down payment of $194,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $248,461
- Principal paid down
- $98,824
- Interest paid
- $149,638
- Balance remaining
- $677,176
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.