12 O'hara Place, Brampton, ON

Fletcher's Creek South, Brampton · MLS® W13512746

$1,299,000
For Sale
Listed 16 days ago
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6Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Welcome To 12 O'Hara Place In Brampton! This Beautifully Maintained Family Home Offers A Functional Layout With Spacious Living And Dining Areas, A Bright Kitchen, And Comfortable Bedrooms Perfect For Family Living. The Finished Basement Provides Additional Living Space, Ideal For A Recreation Room, Home Office, Guest Area, Or Extended Family Use. Located In A Convenient Brampton Neighbourhood Close To Schools, Parks, Shopping, Transit, And Major Highways. A Great Opportunity For First-Time Buyers, Growing Families, Or Investors Looking For A Move-In Ready Home With Extra Finished Space.

Key facts

Property type
Detached, 2-Storey
MLS®
W13512746
Bedrooms
6 (5 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
45.93 × 144.46 ft
Cross streets
Steeles Ave and McLaughlin Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,888 / 2025
Days on market
16
Listing brokerage
ROYAL LEPAGE PLATINUM REALTY
Moe’s TakeTeam Asgarian · Broker
In line
$1.27Mest. value

Listed at $1,299,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.25M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.39M
  • Bedrooms −$30K
  • Adjusts to $1.36M

That comparable adjusts to $1.36M; the $1.27M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.18MGreat deal$1.42MOverpriced

Total price vs nearby homes. Fair value about $1.27M, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5 Butlermere Drive$1.18M11 Donaldson Drive$1.05M38 Deerglen Drive$1.05M12 Summitgreen Crescent$1000k7 Merrittonia Street$1.28M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.18M1.05M1.05M1000k1.28MThis home vs active comparables
Live market pulseActive comparables in Fletcher's Creek South · median list $1.13M
$472this home / sqft
15active listings nearby
16days on market

This home lists 2% above the area average of $464/sqft.

14 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Fletcher's Creek South, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Fletcher's West
$993K
Brampton East
$816K
Northwood Park
$999K
Bram West
$1.37M
Credit Valley
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$250KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,920Property tax $657Total carry $6,578

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,203Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$657
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,203

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $7,888− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PLATINUM REALTY. MLS®/PropTx.

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