43 Gilbert Avenue, Toronto, ON

Corso Italia-Davenport, Toronto · MLS® W13513524

$1,169,000
For Sale
Listed 21 days ago
3Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Some homes are simply lived in. Others become part of a family's story. Welcome to 43 Gilbert Avenue, a beautifully renovated detached home where thoughtful updates and timeless character come together to create a place that is ready to grow with you. The main floor has been completely transformed into a bright, welcoming space designed for the rhythm of everyday life. Mornings begin in the spacious eat-in kitchen over coffee and breakfast before the day unfolds. Evenings bring everyone back together, whether gathered around the dining table or curled up beside the warmth of the fireplace. Every detail has been considered, including a practical mudroom with built-in benches that keeps coats, boots, backpacks, and busy family life beautifully organized while providing seamless access to the backyard and parking. Upstairs, bedrooms offer peaceful retreats, complemented by a family bathroom and the luxury of second-floor laundry. Above it all, the finished attic provides that extra space every growing family dreams of, perfect as a playroom, home office, creative studio or quiet escape. Outside, the story continues. Earlscourt is one of Toronto's most connected, community-minded neighbourhoods, where parks fill with children after school, neighbours stop to chat, and weekends are spent at Earlscourt Park or the Joseph J. Piccininni Community Centre. St. Clair West's cafes, restaurants and local shops are just a short stroll away, while nearby transit and the St. Clair-Old Weston GO Station make commuting effortless. Beautifully updated yet full of heart, 43 Gilbert Avenue offers something increasingly rare: a home that is as practical as it is welcoming, in a neighbourhood where families don't just live, they belong. Welcome home.

Key facts

Property type
Detached, 2-Storey
MLS®
W13513524
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500
Lot
14.45 × 132.14 ft
Cross streets
St Clair and Caledonia
Parking
1 garage · 2 parking (detached)
Driveway
Lane
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Foundation
Block, Brick, Poured Concrete, Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,623 / 2025
Days on market
21
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

OtherBasement2.08 × 1.27 m
RecreationBasement14.35 × 2.96 m

vinyl floor · sump pump

Dining RoomMain2.75 × 3.15 m

hardwood floor · pot lights

Bedroom 3Second3.83 × 3.13 m

hardwood floor · closet

LaundrySecond1.55 × 2.04 m

laundry sink · tile floor

Utility RoomBasement2.41 × 1.75 m
Bedroom 2Second2.66 × 2.51 m

hardwood floor · closet · large window

Living RoomMain6.45 × 4.18 m

hardwood floor · picture window · fireplace

Primary BedroomSecond4.25 × 3.51 m

hardwood floor · picture window · double closet

KitchenMain5.63 × 3.14 m

hardwood floor · pot lights · stone counters

Moe’s TakeTeam Asgarian · Broker
Above comparables
$994Kest. value

Listed at $1,169,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Corso Italia-Davenport lately, sellers have been getting about 101% of asking and homes sell in about 19 days.

Based on 49 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 49 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $972K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.17M
  • Bedrooms +$14K
  • Adjusts to $1.19M

That comparable adjusts to $1.19M; the $994K estimate above is the median of all 49 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is F H Miller Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$858KGreat deal$1.17MOverpriced

Total price vs nearby homes. Fair value about $994K, median of 49 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Comparable listingsCurrently listed nearby · asking prices
$933kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

39 Fairside Avenue$999k42 Kamloops Drive$999k1 Damascus Drive$800k

The 3 closest active listings nearby.

See all comparable homes
1.17MThis home999k999k800kThis home vs active comparables
Live market pulseActive comparables in Corso Italia-Davenport · median list $1.23M
$899this home / sqft
5active listings nearby
21days on market
100sold nearby · 90 days
$1.08Mmedian sold price
101%of asking, on average

This home lists 7% above the area average of $843/sqft.

20 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Corso Italia-Davenport, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$1.59M
Leaside
$1.73M
Danforth Village-East York
$883K
Willowdale West
$2.10M
Alderwood
$1.40M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near F H Miller Junior Public School
78%
F H Miller Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$5,328/mo
$218KIncome needed
5.4×Price ÷ income
$1,230Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,328Property tax $385Total carry $5,713

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,991per month

Mortgage amount $935,200 · 4.14% over 25 years

$233,800Down payment (20.0%)
$935,200Loan before insurance
$0CMHC premium
$5,376Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,991
Property tax
$385
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,376

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,855
Toronto municipal land transfer tax
$19,855
Estimated closing costs
$39,710

Plus your down payment of $233,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,062/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$561,972Total interest paid
$1,497,172Total of all payments
Principal $935,200 Interest $561,972
YearPrincipalInterestBalance
1$21,909$37,978$913,291
2$22,825$37,062$890,467
3$23,780$36,107$866,687
4$24,774$35,113$841,913
5$25,811$34,076$816,102
6$26,890$32,997$789,212
7$28,015$31,872$761,197
8$29,187$30,700$732,010
9$30,408$29,479$701,602
10$31,680$28,207$669,923
11$33,005$26,882$636,918
12$34,385$25,502$602,533
13$35,823$24,063$566,710
14$37,322$22,565$529,388
15$38,883$21,004$490,505
16$40,509$19,377$449,995
17$42,204$17,683$407,791
18$43,969$15,918$363,822
19$45,808$14,079$318,014
20$47,724$12,162$270,289
21$49,721$10,166$220,569
22$51,800$8,086$168,768
23$53,967$5,920$114,801
24$56,225$3,662$58,576
25$58,576$1,311$0

At the end of your 5-year term

Total paid over the term
$299,434
Principal paid down
$119,098
Interest paid
$180,337
Balance remaining
$816,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $4,623− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,541

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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