160 Allan Street, Oakville, ON
Old Oakville, Oakville · MLS® W13514262
About this home
Fully renovated luxury home just steps from the boutiques, restaurants, waterfront,and lifestyle amenities of Downtown Oakville. Designed for effortless living, this exceptional residence offers the perfect blend of modern sophistication and low-maintenance convenience.Inside, Cathedral ceilings, premium walnut finishes, engineered hardwood flooring,and skylights create a bright, elegant atmosphere. The chef-inspired kitchen features a high-end Bertazzoni stove and stainless steel appliances, ideal for both everyday living and entertaining. Additional highlights include heated floors, gas fireplaces,a private office, a built-in sound system, and a spa-inspired ensuite.Outside, enjoy beautifully designed maintenance-free grounds, offering year-round enjoyment without the upkeep. A rare opportunity to own a turnkey luxury property in one of Oakville's most sought-after walkable neighbourhoods.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- W13514262
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 46.75 × 119 ft
- Cross streets
- Allan/Lakeshore
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,599 / 2026
- Days on market
- 15
- Listing brokerage
- SUTTON GROUP - SUMMIT REALTY INC.
Rooms
skylight · w/o to patio · b/i appliances
skylight · w/o to patio · glass doors
fireplace · open concept · b/i closet
hardwood floor · b/i closet
bay window · open concept · hardwood floor
cathedral ceiling(s) · walk-in closet(s) · 5 pc ensuite
b/i closet · quartz counter
cathedral ceiling(s) · fireplace · w/o to porch
b/i closet · linen closet
window · b/i closet · hardwood floor
Listed at $2,988,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.46M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $6.97M
- Adjusts to $6.97M
That comparable adjusts to $6.97M; the $2.92M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Reynolds St + Randall St is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $2.92M, median of 12 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 7% below the area average of $1,433/sqft.
10 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Old Oakville, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Reynolds St + Randall St, about 148 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,390,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,756
- Property tax
- $800
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,556
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,175
- Estimated closing costs
- $61,175
Plus your down payment of $597,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $765,364
- Principal paid down
- $304,418
- Interest paid
- $460,946
- Balance remaining
- $2,085,982
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.