76 Macdonald Street, Toronto, ON

Mimico, Toronto · MLS® W13514400

$1,099,900
For Sale
Listed 15 days ago
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6Bedrooms
7Bathrooms
3Parking
1500-2000Sq Ft

About this home

Maximized Mimico Property | 4+2 beds | 7 baths | 2 Kitchens | Finished Basement with Side Entrance | 1543 sf + 920 sf | Private Driveway | 35' x 125' lot | Invest or Live-in | Practical & Efficient Multi-Bedroom Layout | Offering a highly functional layout ideal for large or multi-generational families, this detached home features a rare and efficient floorplan where every bedroom has its own dedicated ensuite bathroom! Nestled behind a mature canopy of trees that offers an inviting sense of privacy, this updated property blends modern style with cozy, low-maintenance living. A spacious, natural wood deck welcomes you at the entrance, creating the perfect spot for morning coffee. Complete with a long private driveway offering ample parking and framed by lush, established hedges, this home delivers exceptional curb appeal from the moment you pull up. Inside, the main floor features an open-concept living/dining area, a freshly updated kitchen (2026), two bedrooms, and three bathrooms. The upper level offers two additional bedrooms, both with private ensuite baths, alongside a large, separate space perfect for a laundry room, home office, or extra storage. The fully finished basement adds great extra living space, complete with a separate side entrance and a second functional kitchen featuring stainless steel appliances and stone countertops. Enjoy peace of mind with extensive practical updates, including a new roof (2026), furnace and central AC (2022), tankless hot water heater (2022), and bright pot-lights throughout. Located right in the heart of highly desirable Mimico! Enjoy an incredible neighborhood lifestyle just minutes away from the GO Station, local parks, schools, popular shops, amazing eateries, and legendary local favorites like San Remo Bakery.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13514400
Bedrooms
6 (4 + 2)
Bathrooms
7
Size
1500-2000
Lot
35.08 × 125.17 ft
Cross streets
Royal York Rd/Lake Shore Blvd W
Parking
3 parking
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$4,238 / 2025
Days on market
15
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Primary BedroomMain3.05 × 3.07 m

pot lights · window · 3 pc ensuite

KitchenLower3.61 × 3.07 m

stainless steel appl · stone counters · modern kitchen

Dining RoomLower2.13 × 3.76 m

pot lights · pot lights · combined w/kitchen

BedroomLower4.27 × 3.38 m

pot lights · window · 3 pc ensuite

Living RoomLower2.13 × 3.76 m

pot lights · pot lights · combined w/kitchen

StudySecond2.24 × 7.09 m

laminate · separate room · laundry sink

Living RoomMain3.18 × 3.07 m

pot lights · window · 3 pc bath

BedroomLower2.31 × 3.05 m

pot lights · window · 3 pc ensuite

Bedroom 4Second2.64 × 2.36 m

pot lights · window · 3 pc ensuite

FoyerMain1.12 × 1.70 m

tile floor · open concept

Dining RoomMain4.75 × 3.89 m

pot lights · combined w/kitchen · w/o to sundeck

KitchenMain4.75 × 3.89 m

modern kitchen · stone counters · open concept

Bedroom 2Main2.69 × 2.67 m

pot lights · window · 3 pc ensuite

Bedroom 3Second2.64 × 2.57 m

pot lights · window · 3 pc ensuite

LaundryLower4.47 × 3.38 m

separate room · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.49Mest. value

Listed at $1,099,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.70M
  • Bedrooms +$30K
  • Bathrooms +$45K
  • Adjusts to $1.77M

That comparable adjusts to $1.77M; the $1.49M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is John English Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Hillside Ave is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.09MGreat deal$1.77MOverpriced

Total price vs nearby homes. Fair value about $1.49M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.37Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

65 Becca Hall Trail$1.15M49 Butterworth Avenue$1.39M12 Bingley Road$1000k10B Holmstead Avenue$1.80M4 Lunness Road$1.50M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.10MThis home1.15M1.39M1000k1.80M1.50MThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $1.80M
$629this home / sqft
6active listings nearby
15days on market

This home lists 26% below the area average of $852/sqft.

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Hillside Ave, about 321 m away

20+ transit stops3 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John English Junior Middle School
73%
John English Junior Middle SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$5,013/mo
$205KIncome needed
5.4×Price ÷ income
$1,157Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,013Property tax $353Total carry $5,366

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,696per month

Mortgage amount $879,920 · 4.14% over 25 years

$219,980Down payment (20.0%)
$879,920Loan before insurance
$0CMHC premium
$5,049Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,696
Property tax
$353
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,049

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,473
Toronto municipal land transfer tax
$18,473
Estimated closing costs
$36,946

Plus your down payment of $219,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,703/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,754Total interest paid
$1,408,674Total of all payments
Principal $879,920 Interest $528,754
YearPrincipalInterestBalance
1$20,613$35,733$859,307
2$21,476$34,871$837,831
3$22,374$33,973$815,457
4$23,310$33,037$792,147
5$24,285$32,062$767,862
6$25,301$31,046$742,561
7$26,359$29,988$716,202
8$27,462$28,885$688,741
9$28,610$27,737$660,130
10$29,807$26,540$630,324
11$31,054$25,293$599,270
12$32,353$23,994$566,917
13$33,706$22,641$533,211
14$35,116$21,231$498,095
15$36,585$19,762$461,511
16$38,115$18,232$423,396
17$39,709$16,638$383,687
18$41,370$14,977$342,316
19$43,101$13,246$299,216
20$44,903$11,443$254,312
21$46,782$9,565$207,531
22$48,739$7,608$158,792
23$50,777$5,570$108,015
24$52,901$3,446$55,114
25$55,114$1,233$0

At the end of your 5-year term

Total paid over the term
$281,735
Principal paid down
$112,058
Interest paid
$169,677
Balance remaining
$767,862

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,238− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,004

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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