47 Stewart Street, Oakville, ON
Central, Oakville · MLS® W13515700
About this home
Welcome to this charming English-style storey-and-a-half home in the heart of trendy Kerr Village. A beautiful stone walkway leads to the inviting front entrance and a spacious enclosed front porch with opening windows is an ideal spot to relax and enjoy the neighbourhood. The main level offers a bright living and dining room, a functional kitchen overlooking the picturesque backyard, and a convenient 3-piece bathroom. Upstairs features three generously sized bedrooms and a full bathroom, while the lower level includes a finished bonus room, perfect for a home office, recreation room, or additional living space. Offering exceptional functionality, the home features front and side entrances, a side driveway providing convenient access to the rear of the property, and sliding glass doors leading to a private English garden. The backyard is a peaceful retreat with a covered deck, charming pond with bridge (currently drained for safety), a quaint storage room, and an additional garden shed for tools and outdoor equipment. Ideally located within walking distance to schools, Kerr Street's vibrant collection of boutique shops, cafés, and restaurants, as well as Downtown Oakville and the waterfront. Enjoy a short 15-minute walk down Kerr Street to Lakeside Park, Tannery Park, and Waterworks Park along the shores of Lake Ontario. Easy access to major highways makes commuting a breeze. Kerr Village comes alive each September during the annual Kerrfest, featuring renowned Canadian musical acts, local food vendors, artisan markets, and family-friendly entertainment, making this one of Oakville's most vibrant and sought-after communities. An attachment to the listing includes valuable information from the Town of Oakville outlining the current zoning and potential opportunities for future additions or redevelopment, including permitted setbacks and additional square footage. Buyers are encouraged to complete their own due diligence with the Town of Oakville.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- W13515700
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 40 × 116 ft
- Cross streets
- Kerr Street & Speers Rd
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Partial Basement
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,015 / 2025
- Days on market
- 15
- Listing brokerage
- ROYAL LEPAGE REALTY PLUS OAKVILLE
Rooms
Listed at $699,900, this home is tracking about 33% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $929K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.80M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.84M
That comparable adjusts to $1.84M; the $1.04M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Stewart St west of Queen Mary Dr (17 Stewart) is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.04M, median of 5 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 40% below the area average of $894/sqft.
10 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Central, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Stewart St west of Queen Mary Dr (17 Stewart), about 104 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $335
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,323
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,276
- Principal paid down
- $71,306
- Interest paid
- $107,971
- Balance remaining
- $488,614
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS OAKVILLE. MLS®/PropTx.