31 Bearwood Drive, Toronto, ON

Edenbridge-Humber Valley, Toronto · MLS® W13515860

$2,989,000
For Sale
Listed 15 days ago
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5Bedrooms
6Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Welcome to stunning home in the prestigious Edenbridge-Humber Valley neighbourhood. Set on a rare, whisper-quiet lot, this thoughtfully renovated 5-bedroom, 6-bathroom home offers an extraordinary blend of privacy, natural beauty, and refined design, with serene, picturesque views throughout. The interior is highlighted by an oversized contemporary skylight that fills the home with abundant natural light. The chef-inspired kitchen features custom cabinetry, stone countertops, and appliances, seamlessly flowing into open-concept living, family, and dining spaces-perfectly designed for grand-scale entertaining. Experience modern sophistication with extensive pot lighting, expansive windows, and a bright walk-out lower level that opens to a beautifully landscaped outdoor oasis. Ideally located just steps from Lambton Golf & Country Club, James Gardens, and the Humber River trails, with convenient access to tennis clubs, shopping, and top-rated schools. Complete with a two-car garage and Tesla charging station, this home perfectly balances lifestyle, luxury, and location.

Key facts

Property type
Detached, 2-Storey
MLS®
W13515860
Bedrooms
5
Bathrooms
6 (1 half)
Size
2500-3000
Lot
55 × 125.32 ft
Cross streets
Royal York/Edenbridge
Parking
2 garage · 8 parking (built-in)
Driveway
Private Double
Basement
Walk-Out, Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Membrane, Shingles
Sewer
Sewer
Property tax
$10,029 / 2025
Days on market
15
Listing brokerage
HOMELIFE/REALTY ONE LTD.

Rooms

SittingBasement7.52 × 4.60 m

Window

LaundryBasement2.74 × 2.16 m
Bedroom 2Second3.84 × 3.78 m

window · closet

BedroomSecond6.06 × 4.63 m

window · closet

Bedroom 5Second3.44 × 3.38 m

window · overlooks backyard

OtherBasement2.07 × 1.86 m
Family RoomMain4.60 × 4.48 m

window · w/o to yard

Bedroom 4Second3.56 × 3.38 m

window · closet

OfficeMain3.10 × 1.86 m

W/O To Yard

Bedroom 3Second3.65 × 3.38 m

window · closet

RecreationBasement7.34 × 5.02 m

closet · window

Living RoomMain6.06 × 4.81 m

Window

KitchenMain5.97 × 4.78 m

window · w/o to deck

Dining RoomMain5.82 × 3.84 m

window · overlooks frontyard

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On schools, this address is zoned for Humber Valley Village Junior Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Royal York Rd at Glendarling Rd is about a 4-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$2.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

268 Brooke Avenue$3.60M20 Duart Park Road$2.80M443 Northcliffe Boulevard$2.29M84 Fred Young Drive$1.80M4 Lunness Road$1.50M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.99MThis home3.60M2.80M2.29M1.80M1.50MThis home vs active comparables
Live market pulseActive comparables in Edenbridge-Humber Valley · median list $4.00M
$1,087this home / sqft
16active listings nearby
15days on market

This home lists 12% below the area average of $1,234/sqft.

14 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Edenbridge-Humber Valley, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

46/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Royal York Rd at Glendarling Rd, about 344 m away

20+ transit stops2 grocery13 dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Alderwood
$998K
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humber Valley Village Junior Middle School
85%
Humber Valley Village Junior Middle SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 85% meet the provincial standard

Affordability & Mortgage

Affordability
$13,623/mo
$546KIncome needed
5.5×Price ÷ income
$3,144Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $13,623Property tax $836Total carry $14,459

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,760per month

Mortgage amount $2,391,200 · 4.14% over 25 years

$597,800Down payment (20.0%)
$2,391,200Loan before insurance
$0CMHC premium
$13,596Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,760
Property tax
$836
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,596

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,200
Toronto municipal land transfer tax
$61,200
Estimated closing costs
$122,400

Plus your down payment of $597,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,499/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,436,899Total interest paid
$3,828,099Total of all payments
Principal $2,391,200 Interest $1,436,899
YearPrincipalInterestBalance
1$56,018$97,106$2,335,182
2$58,361$94,763$2,276,822
3$60,802$92,322$2,216,020
4$63,345$89,779$2,152,675
5$65,995$87,129$2,086,680
6$68,755$84,369$2,017,925
7$71,631$81,493$1,946,294
8$74,627$78,497$1,871,667
9$77,749$75,375$1,793,918
10$81,001$72,123$1,712,917
11$84,389$68,735$1,628,528
12$87,919$65,205$1,540,609
13$91,597$61,527$1,449,012
14$95,428$57,696$1,353,584
15$99,419$53,705$1,254,165
16$103,578$49,546$1,150,587
17$107,911$45,213$1,042,676
18$112,424$40,700$930,252
19$117,127$35,997$813,125
20$122,026$31,098$691,099
21$127,130$25,994$563,969
22$132,448$20,676$431,521
23$137,988$15,136$293,533
24$143,760$9,364$149,773
25$149,773$3,351$0

At the end of your 5-year term

Total paid over the term
$765,620
Principal paid down
$304,520
Interest paid
$461,100
Balance remaining
$2,086,680

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $10,029− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,641

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/REALTY ONE LTD.. MLS®/PropTx.

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