2309 Eighth Line, Oakville, ON
Joshua Creek, Oakville · MLS® W13521480
About this home
Welcome to Joshua Creek, one of Oakville's most sought-after communities, renowned for its top-ranked Fraser Institute schools, scenic parks, ponds, and walking trails. Completely renovated from top to bottom, this stunning carpet-free home is vacant, move-in ready, and features brand-new finishes throughout-never lived in since completion. The renovations and finishes are LESS THAN 2 MONTHS OLD, offering buyers the opportunity to enjoy a truly turnkey home with the feel of new construction. Step inside to soaring 9-foot ceilings, a bright open-concept layout, and a beautifully redesigned kitchen featuring brand-new cabinetry, countertops, appliances, pot lights, and modern finishes. A striking new staircase railing adds to the home's contemporary elegance, while two natural gas fireplaces provide warmth and character. Every spacious bedroom features its own walk-in closet, and the fully finished basement provides endless possibilities for entertaining, multigenerational living, a home gym, or a home office. Outside, FIND A BRAND NEW DRIVEWAY AND REPAVED INTERLOCK! Discover a truly special backyard highlighted by mature landscaping and a breathtaking canopy of established wisteria-an irreplaceable feature cultivated over many years that creates a private garden retreat unlike any other. This isn't simply a renovated house; it's a rare opportunity to own a turnkey luxury home in one of Oakville's most desirable neighbourhoods. The property is vacant and offers a flexible possession date, making it ideal for buyers looking for a seamless move. Just unpack and enjoy!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13521480
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 57.45 × 125 ft
- Cross streets
- Eighth Line & Glenashton Dr
- Parking
- 2 garage · 5 parking (built-in)
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,504 / 2026
- Days on market
- 14
- Listing brokerage
- KELLER WILLIAMS REALTY CENTRES
Rooms
pot lights · gas fireplace
walk-in closet(s) · pot lights · large window
Large Window
breakfast area · stainless steel appl · porcelain floor
Listed at $1,958,800, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.63M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.73M
- Bedrooms +$30K
- Adjusts to $2.75M
That comparable adjusts to $2.75M; the $2.28M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kestell Blvd + 8th Line is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $2.28M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 8% below the area average of $652/sqft.
9 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Joshua Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kestell Blvd + 8th Line, about 31 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,567,040 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,362
- Property tax
- $625
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,988
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $35,651
- Estimated closing costs
- $35,651
Plus your down payment of $391,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $501,738
- Principal paid down
- $199,563
- Interest paid
- $302,176
- Balance remaining
- $1,367,477
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REALTY CENTRES. MLS®/PropTx.