3014 Islington Avenue, Toronto, ON

Humber Summit, Toronto · MLS® W13522018

$799,000
For Sale
Listed 14 days ago
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Welcome to this stunning 3-year-new townhome in the highly sought-after Humber Summit neighbourhood! This beautifully maintained home offers 3 spacious bedrooms and 3 modern bathrooms, perfect for families or professionals alike. Step inside to discover a bright and airy open-concept layout, enhanced by soaring 9-foot ceilings and elegant hardwood flooring throughout. The contemporary kitchen features sleek cabinetry, quartz countertops, and ample space for cooking and entertaining. Enjoy comfortable living in a vibrant, family-friendly community, conveniently located close to schools, parks, and public transit-making daily commuting and errands a breeze.A perfect blend of style, comfort, and location-don't miss this exceptional opportunity!

Key facts

Property type
Townhouse, 3-Storey
MLS®
W13522018
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
15.11 × 64.68 ft
Cross streets
Islington/Muir Ave
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$3,951 / 2025
Days on market
14
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second3.81 × 2.74 m

large window · hardwood floor

Bedroom 2Third4.29 × 2.74 m

large window · hardwood floor

RecreationGround3.07 × 3.25 m

hardwood floor · large window

KitchenSecond3.12 × 2.36 m

stainless steel appl · quartz counter · ceramic floor

Primary BedroomThird4.29 × 3.40 m

w/o to balcony · hardwood floor · 3 pc bath

Dining RoomSecond2.29 × 3.05 m

w/o to balcony · combined w/kitchen · french doors

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.06Mest. value

Listed at $799,000, this home is about 25% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Humber Summit, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $729K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.26M
  • Adjusts to $1.26M

That comparable adjusts to $1.26M; the $1.06M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Islington Av / Muir Av is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$799KGreat deal$1.10MOverpriced

Total price vs nearby homes. Fair value about $1.06M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$935kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9 Thomas Mulholland Drive$799k1-2A Muir Avenue$849k110 Tisdale Avenue$899k2 Hayes Lane$1.06M64 Curzon Street$1.07M

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home799k849k899k1.06M1.07MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $989K
$457this home / sqft
78active listings nearby
14days on market

This home lists 32% below the area average of $672/sqft.

4 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Islington Av / Muir Av, about 37 m away

20+ transit stops2 grocery20+ dining15 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West Humber-Clairville
$937K
Downsview-Roding-CFB
$805K
Willowdale East
$1.10M
Mimico
$1.18M
Trinity-Bellwoods
$1.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 53% meet the provincial standard

Affordability & Mortgage

Affordability
$3,642/mo
$153KIncome needed
5.2×Price ÷ income
$840Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,642Property tax $329Total carry $3,971

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,411per month

Mortgage amount $639,200 · 4.14% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,740Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,411
Property tax
$329
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,740

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,143/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,103Total interest paid
$1,023,303Total of all payments
Principal $639,200 Interest $384,103
YearPrincipalInterestBalance
1$14,974$25,958$624,226
2$15,601$25,332$608,625
3$16,253$24,679$592,372
4$16,933$23,999$575,439
5$17,641$23,291$557,798
6$18,379$22,553$539,419
7$19,148$21,784$520,271
8$19,949$20,983$500,322
9$20,783$20,149$479,538
10$21,653$19,279$457,886
11$22,558$18,374$435,327
12$23,502$17,430$411,825
13$24,485$16,447$387,340
14$25,509$15,423$361,831
15$26,576$14,356$335,255
16$27,688$13,244$307,567
17$28,846$12,086$278,721
18$30,053$10,880$248,669
19$31,310$9,623$217,359
20$32,619$8,313$184,740
21$33,984$6,948$150,756
22$35,405$5,527$115,351
23$36,886$4,046$78,465
24$38,429$2,503$40,036
25$40,036$896$0

At the end of your 5-year term

Total paid over the term
$204,661
Principal paid down
$81,402
Interest paid
$123,258
Balance remaining
$557,798

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $3,951− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,291

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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