52 Harpreet Circle, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13522764

$999,000
For Sale
Listed 13 days ago
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4Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

Very well kept house by original owners. 2013 built. first time listed for sale. Very good size semi detached house in prime location of Etobicoke. having huge living/dinning room combo and rare to find a family room in semis, good size kitchen having granite counters and stainless Steele appliances, open concept family room has very nice park view . huge park having water splash for kids . huge master bedroom with 4 pc ensuite and 2 walk in closets, good size other two bedrooms. on main floor there is laundry in common area easily accessible for upstairs and downstairs. access to garage, huge great room at this level which can be used as bedroom for the basement and walk out to backyard. there is separate entrance for the basement as well, The basement was rented out for $1650 per month. Now vacant. on the basement level there is huge eat in kitchen , mechanical room as well as full washroom. completely carpet free home. Huge backyard, pie shape lot, 4 car parking, renovated, freshly painted. The Seller and agent do not warrant retrofit status of finishes basement apartment, must insert the non retrofit clause in the offer.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
W13522764
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
15.84 × 97.88 ft
Cross streets
Humberwood Blvd/ Morning star Dr.
Parking
1 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,366 / 2025
Days on market
13
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

KitchenBasement0.00 × 0.00 m

combined w/living · tile floor

KitchenMain0.00 × 0.00 m

tile floor · granite counters

LaundryGround0.00 × 0.00 m

Ceramic Floor

Living RoomMain0.00 × 0.00 m

combined w/dining · hardwood floor

Dining RoomMain0.00 × 0.00 m

combined w/living · hardwood floor

BreakfastMain0.00 × 0.00 m

combined w/kitchen · tile floor

Living RoomBasement0.00 × 0.00 m

Tile Floor

Primary BedroomUpper0.00 × 0.00 m

walk-in closet(s) · hardwood floor · 4 pc ensuite

BathroomBasement0.00 × 0.00 m

4 Pc Bath

Great RoomGround0.00 × 0.00 m

w/o to garden · hardwood floor

Family RoomMain0.00 × 0.00 m

open concept · hardwood floor

Bedroom 3Upper0.00 × 0.00 m

closet · hardwood floor

Bedroom 2Upper0.00 × 0.00 m

closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.38Mest. value

Listed at $999,000, this home is tracking about 28% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 37 similar homes nearby, adjusted for size, beds, and baths.Median of 37 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $973K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.33M
  • Bedrooms +$30K
  • Adjusts to $1.36M

That comparable adjusts to $1.36M; the $1.38M estimate above is the median of all 37 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Humberwood Blvd at Morning Star Dr is about a 1-minute walk away.

List price
$999KGreat deal$1.67MOverpriced

Total price vs nearby homes. Fair value about $1.38M, median of 37 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.45Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3 Columbine Avenue$1.35M222 Melita Avenue$1.40MC-157 Hallam Street$1.60M

The 3 closest active listings nearby.

See all comparable homes
999kThis home1.35M1.40M1.60MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.09M
$571this home / sqft
39active listings nearby
13days on market

This home lists 31% below the area average of $829/sqft.

9 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Humberwood Blvd at Morning Star Dr, about 70 m away

20+ transit stops3 grocery20+ dining10 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
York University Heights
$920K
Corso Italia-Davenport
$951K
Newtonbrook West
$940K
Palmerston-Little Italy
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 2.4 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$4,553/mo
$188KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,553Property tax $364Total carry $4,917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,629Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$364
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,629

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,366− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,876

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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