3161 Saddleworth Crescent, Oakville, ON
Bronte Creek, Oakville · MLS® W13522810
About this home
RARELY OFFERED FERNBROOK BUNGALOFT IN PRESTIGIOUS BRONTE CREEK. This exceptional stone, stucco and brick residence offers 3,239 sq. ft. above grade plus over 1,500 sq. ft. of professionally finished lower-level living space. Designed for elegant entertaining and comfortable family living, the home showcases richly stained hardwood flooring, smooth ceilings, California shutters, substantial baseboards, crown moulding, designer lighting, premium appliances, soaring ceilings and oversized windows that fill the home with natural light. The chef-inspired kitchen features custom extra-height cabinetry, built-in stainless steel appliances, a large centre island and overlooks the impressive Great Room with cast stone fireplace and custom entertainment unit. The spacious breakfast area opens through French doors to the private backyard retreat. The main-floor primary suite offers the convenience of bungalow living with dual walk-in closets and a spa-inspired 5-piece ensuite. A formal dining room with coffered ceiling, private office with cathedral ceiling, powder room and laundry room complete the main level. The upper level offers two generous bedrooms, both with walk-in closets, including one with ensuite privileges. The professionally finished basement features 9'+ ceilings, an expansive recreation room with fireplace, a fully equipped wet bar with full-size stainless steel fridge and dishwasher, an additional bedroom, hobby room and 3-piece bath. Beautifully landscaped front and rear gardens with complete Irrigation system and oversized stone pavers and thoughtfully designed outdoor living spaces that maximize privacy and entertaining, including a charming cedar cabana. A true double-car garage with loft storage provides exceptional functionality. Ideally situated steps from Bronte Creek Provincial Park, scenic walking trails, ponds and natural green space, this distinguished home offers an exceptional lifestyle in one of Oakville's most coveted communities.
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- W13522810
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 56 × 100.06 ft
- Cross streets
- Lawhill/Saddleworth
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,299 / 2025
- Days on market
- 13
- Listing brokerage
- BONNATERA REALTY
Rooms
hardwood floor · separate room
hardwood floor · walk-in closet(s) · overlooks frontyard
Hardwood Floor
hardwood floor · vaulted ceiling(s) · california shutters
hardwood floor · gas fireplace · vaulted ceiling(s)
hardwood floor · 5 pc ensuite · walk-in closet(s)
laminate · 4 pc bath · walk-in closet(s)
hardwood floor · w/o to yard
hardwood floor · open concept
laminate · wet bar
Ceramic Floor
Listed at $1,980,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.20M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.80M
- Bedrooms −$30K
- Adjusts to $1.77M
That comparable adjusts to $1.77M; the $2.10M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Colonel William Pkwy + Stockbridge Ave (Richview Blvd) is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $2.10M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $689/sqft.
8 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Colonel William Pkwy + Stockbridge Ave (Richview Blvd), about 140 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,584,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,453
- Property tax
- $858
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,311
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,075
- Estimated closing costs
- $36,075
Plus your down payment of $396,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $507,169
- Principal paid down
- $201,723
- Interest paid
- $305,446
- Balance remaining
- $1,382,277
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BONNATERA REALTY. MLS®/PropTx.