19 Bellcrest Road, Brampton, ON

Credit Valley, Brampton · MLS® W13523708

$1,099,000
For Sale
Listed 13 days ago
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6Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

A rare gem in one of Brampton's most desirable communities - don't miss out! Beautiful,spacious, and well-maintained 4-bedroom home featuring a beautifully finished 2-bedroombasement with a separate kitchen and full washroom. Freshly painted and move-in ready, thisstunning property is located in the prestigious Credit Valley neighborhood, surrounded byluxury homes. Situated in a top-rated school zone, close to plaza, and right opposite to the park- it offers the perfect blend of comfort, convenience, and upscale family living.

Key facts

Property type
Detached, 2-Storey
MLS®
W13523708
Bedrooms
6 (4 + 2)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
38.11 × 88.7 ft
Cross streets
Queen St / Creditview Road
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$7,960 / 2025
Days on market
13
Listing brokerage
CENTURY 21 PROPERTY ZONE REALTY INC.

Rooms

BedroomBasement0.00 × 0.00 m

Laminate

Bedroom 4Second3.10 × 3.00 m

Hardwood Floor

Dining RoomMain6.25 × 4.56 m

hardwood floor · combined w/living

Bedroom 3Second3.66 × 3.34 m

Hardwood Floor

Primary BedroomSecond4.87 × 4.73 m

hardwood floor · 5 pc ensuite

KitchenMain5.17 × 3.97 m

Ceramic Floor

BedroomBasement0.00 × 0.00 m

Laminate

Bedroom 2Second4.41 × 4.10 m

Hardwood Floor

Family RoomMain6.25 × 4.56 m

hardwood floor · combined w/dining

BreakfastMain5.17 × 3.97 m

ceramic floor · w/o to yard

Moe’s TakeTeam Asgarian · Broker
In line
$1.09Mest. value

Listed at $1,099,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 27 similar homes nearby, adjusted for size, beds, and baths.Median of 27 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.17M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.15M
  • Bedrooms +$30K
  • Adjusts to $1.18M

That comparable adjusts to $1.18M; the $1.09M estimate above is the median of all 27 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.05MGreat deal$1.18MOverpriced

Total price vs nearby homes. Fair value about $1.09M, median of 27 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9 Ballyhaise Crescent$1.18M8 Ashcreek Drive$1.30M13 Templar Street$1.50M

The 3 closest active listings nearby.

See all comparable homes
1.10MThis home1.18M1.30M1.50MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.30M
$488this home / sqft
28active listings nearby
13days on market

This home lists 2% below the area average of $496/sqft.

11 days longer than the Brampton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$999K
Fletcher's West
$993K
Bram West
$1.37M
Brampton East
$816K
Fletcher's Meadow
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,009/mo
$216KIncome needed
5.1×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,009Property tax $663Total carry $5,672

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,355Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$663
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,355

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Estimated closing costs
$18,455

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $7,960− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,496

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PROPERTY ZONE REALTY INC.. MLS®/PropTx.

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