1508-1320 Islington Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13524328

$850,000
For Sale
Listed 12 days ago
3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Suite 1508 is a stunning corner residence that has been extensively renovated with luxurious finishes throughout and showcases breathtaking panoramic views of the Toronto skyline, the historic Montgomery Inn, Tom Riley Park, and Lake Ontario. The expansive open-concept floor plan offers spacious living and dining areas, creating the perfect setting for entertaining family-sized gatherings. The elegant dining room features custom built-ins, while light colored hardwood floors flow throughout the suite. The den provides flexible living space and the open concept eat-in kitchen has stainless appliances and quartz counters. Both generously sized bedrooms feature their own ensuite bathrooms and closet organizers. This is a rare opportunity to enjoy sophisticated, turnkey living with spectacular views from every angle. Barclay Terrace is situated on two acres of beautifully landscaped grounds with tennis courts, jogging track and a beautiful reflective pool with a gazebo and seating areas. The recreation area is a tribute to fun, fitness and leisure having a large indoor pool, hot tub and saunas where you can relax after playing racquet ball, squash, tennis or working out in the exercise room. The full time Recreation Coordinator provides residents with free aqua fit and exercise classes. There is also a party room with a dance floor, a hobby room/workshop and you can play billiards or pool, watch a video or chat by the fireplace in the pool side lounge. You can also enjoy a ladies club, happy hour, bingo and poker nights and a book club. Barclay Terrace is ideally located within walking distance of the Bloor and Islington subway, GO Station, shops and cafes in one of Etobicoke's established and premier neighbourhoods of Islington Village and The Kingsway. The complex is minutes from major routes, downtown and the airport.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13524328
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Dundas St West & Islington Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,238/mo
Exposure
South East
Property tax
$3,816 / 2026
Days on market
12
Listing brokerage
SUTTON GROUP OLD MILL REALTY INC.

Rooms

Living RoomFlat6.17 × 3.15 m

hardwood floor · bay window

KitchenFlat4.11 × 3.53 m

eat-in kitchen · stainless steel appl · quartz counter

Bedroom 2Flat3.50 × 2.74 m

hardwood floor · 4 pc ensuite · double closet

Primary BedroomFlat4.47 × 3.35 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Dining RoomFlat3.55 × 3.25 m

hardwood floor · b/i shelves

DenFlat3.50 × 2.38 m

hardwood floor · open concept · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below comparables
$927Kest. value

Listed at $850,000, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($654/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $871K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Bedrooms +$30K
  • Adjusts to $1.03M

That comparable adjusts to $1.03M; the $927K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Islington Ave at Dundas St West South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$850KGreat deal$1000KOverpriced

Total price vs nearby homes. Fair value about $927K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$669kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

406-90 Fisherville Road$618k2101-115 Omni Drive$575k701-100 Canyon Avenue$595k504-23 Rean Drive$888k

The 4 closest active listings nearby.

See all comparable homes
850kThis home618k575k595k888kThis home vs active comparables
Live market pulseActive comparables in Islington-City Centre West · median list $729K
$654this home / sqft
11active listings nearby
12days on market

This home lists 5% below the area average of $685/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Islington Ave at Dundas St West South Side, about 84 m away

20+ transit stops6 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Waterfront Communities C1
$672K
Annex
$1.57M
Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Islington Junior Middle School
66%
Islington Junior Middle SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 66% meet the provincial standard

Affordability & Mortgage

Affordability
$3,874/mo
$184KIncome needed
4.6×Price ÷ income
$894Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,874Property tax $318Condo fee $1,238Total carry $5,430

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,629per month

Mortgage amount $680,000 · 4.14% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$5,185Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,629
Property tax
$318
Condo / maintenance fees
$1,238
Heating
$0
Estimated monthly cost
$5,185

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Toronto municipal land transfer tax
$13,475
Estimated closing costs
$26,950

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,620Total interest paid
$1,088,620Total of all payments
Principal $680,000 Interest $408,620
YearPrincipalInterestBalance
1$15,930$27,615$664,070
2$16,596$26,948$647,474
3$17,291$26,254$630,183
4$18,014$25,531$612,169
5$18,767$24,777$593,402
6$19,552$23,992$573,850
7$20,370$23,175$553,479
8$21,222$22,323$532,257
9$22,110$21,435$510,147
10$23,035$20,510$487,112
11$23,998$19,547$463,114
12$25,002$18,543$438,112
13$26,048$17,497$412,064
14$27,137$16,407$384,927
15$28,273$15,272$356,654
16$29,455$14,090$327,199
17$30,687$12,858$296,512
18$31,971$11,574$264,541
19$33,308$10,237$231,233
20$34,701$8,844$196,532
21$36,153$7,392$160,379
22$37,665$5,880$122,714
23$39,240$4,304$83,474
24$40,882$2,663$42,592
25$42,592$953$0

At the end of your 5-year term

Total paid over the term
$217,724
Principal paid down
$86,598
Interest paid
$131,126
Balance remaining
$593,402

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $3,816− Condo fees $14,855− Insurance $600− Vacancy & upkeep $5,412Net operating income $24,517

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP OLD MILL REALTY INC.. MLS®/PropTx.

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