907-10 MALTA Avenue, Brampton, ON

Fletcher's Creek South, Brampton · MLS® W13525976

$399,900
For Sale
Listed 11 days ago
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3Bedrooms
2Bathrooms
0Parking
1200-1399Sq Ft

About this home

Most Sought After Layout!! Extra Large Living Space!! Extra Clean Condo Building!! Show and Sell!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13525976
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
HURONTARIO AND RAY LAWSON
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,057/mo
Exposure
North West
Property tax
$2,653 / 2025
Days on market
11
Listing brokerage
HOMELIFE/RESPONSE REALTY INC.

Rooms

BreakfastFlat2.69 × 2.53 m

Large Window

Dining RoomFlat3.35 × 3.29 m

Open Concept

KitchenFlat2.99 × 2.89 m

ceramic floor · stainless steel sink

Family RoomFlat6.29 × 6.19 m

combined w/dining · open concept · large window

Bedroom 2Flat3.89 × 3.79 m

large closet · large window

SolariumFlat3.99 × 3.89 m

open concept · sliding doors

Primary BedroomFlat4.57 × 4.29 m

4 pc ensuite · large closet · large window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$440Kest. value

Listed at $399,900, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $425K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $459K
  • Adjusts to $459K

That comparable adjusts to $459K; the $440K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Ray Lawson Blvd e/of Malta Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$400KGreat deal$459KOverpriced

Total price vs nearby homes. Fair value about $440K, median of 7 comparables.

Comparable listingsCurrently listed nearby in Fletcher's Creek South · asking prices
$450kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

211-20 Cherrytree Drive$429k305-30 Malta Avenue$440k306-10 Malta Avenue$459k1101-100 County Court Boulevard$469k912-20 Cherrytree Drive$455k

The 5 closest of 8 active listings nearby.

See all comparable homes
400kThis home429k440k459k469k455kThis home vs active comparables
Live market pulseActive comparables in Fletcher's Creek South · median list $469K
$308this home / sqft
16active listings nearby
11days on market

This home lists 22% below the area average of $396/sqft.

10 days faster than the Brampton average (21 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Fletcher's Creek South, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Ray Lawson Blvd e/of Malta Ave, about 128 m away

20+ transit stops5 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Brampton South
$363K
Downtown Brampton
$454K
Bram West
$495K
Queen Street Corridor
$468K
Northwest Brampton
$475K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,823/mo
$100KIncome needed
4.0×Price ÷ income
$421Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

59%mortgage
Mortgage $1,823Property tax $221Condo fee $1,057Total carry $3,101

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,707per month

Mortgage amount $319,920 · 4.14% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,985Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,707
Property tax
$221
Condo / maintenance fees
$1,057
Heating
$0
Estimated monthly cost
$2,985

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Estimated closing costs
$4,474

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$192,244Total interest paid
$512,164Total of all payments
Principal $319,920 Interest $192,244
YearPrincipalInterestBalance
1$7,495$12,992$312,425
2$7,808$12,678$304,617
3$8,135$12,352$296,483
4$8,475$12,012$288,008
5$8,829$11,657$279,178
6$9,199$11,288$269,979
7$9,584$10,903$260,396
8$9,984$10,502$250,411
9$10,402$10,084$240,009
10$10,837$9,649$229,172
11$11,290$9,196$217,882
12$11,763$8,724$206,119
13$12,255$8,232$193,864
14$12,767$7,719$181,097
15$13,301$7,185$167,795
16$13,858$6,629$153,938
17$14,437$6,049$139,500
18$15,041$5,445$124,459
19$15,670$4,816$108,788
20$16,326$4,161$92,463
21$17,009$3,478$75,454
22$17,720$2,766$57,733
23$18,461$2,025$39,272
24$19,234$1,253$20,038
25$20,038$448$0

At the end of your 5-year term

Total paid over the term
$102,433
Principal paid down
$40,742
Interest paid
$61,691
Balance remaining
$279,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

12.3%
Gross yield
− Property tax $2,653− Condo fees $12,689− Insurance $600− Vacancy & upkeep $5,412Net operating income $27,846

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/RESPONSE REALTY INC.. MLS®/PropTx.

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