1705-2645 Kipling Avenue, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13527360

$535,000
For Sale
Listed 11 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

An Absolute Gem and an Incredible Opportunity - Do No Miss It! Fully Updated, Bright and Open Concept Apartment Unit located In Mount Olive-Silverstone-Jamestown in North-West Part of Etobicoke. Surrounded By Parks and Everyday Conveniences Like Shopping, Restaurants and Entertainment. This Unit Gives a New Meaning to Open-Concept With Sizable Living/Dining Space Overlooking the Kitchen and a Walk-out to a Large 20Ft Tilled Balcony With Western Exposures. A Fully Updated Kitchen with Soft-close Cabinets, Added Storage a Wine Cooler, Stainless Steel Appliances and Oversized Island w/new Countertop Complete the Modern Look. Modernized Bathrooms Feature Heated LED Mirrors and Upgraded Fixtures. Improved Closet Organizers, LVP Flooring Throughout, Upgraded Trim & Baseboards along with Pot-lights add to the Modern Contemporary Design. Low Maintenance Includes Cable TV, High Speed Internet & Home Phone. Transit and Finch West LRT are Only Steps Away. Easy access to Hwys 27, 427 & 407. Conveniently Located close to Shopping, Grocery, Schools and Parks. Perfect Space for a Professional or First Time Buyer.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
W13527360
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999
Cross streets
Kipling Ave. & Finch Ave.
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None, Window Unit(s)
Exterior
Brick
Maintenance
$498/mo
Exposure
West
Property tax
$679 / 2025
Days on market
11
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Main4.47 × 2.60 m

double closet · hardwood floor · window

Living RoomMain5.77 × 3.46 m

open concept · hardwood floor · w/o to balcony

Dining RoomMain5.77 × 3.46 m

combined w/living · centre island · large window

Primary BedroomMain4.36 × 3.26 m

hardwood floor · window · walk-in closet(s)

KitchenMain4.50 × 3.05 m

centre island · overlooks living · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kipling Ave at Mount Olive Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$522kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

507-2901 Kipling Avenue$519k407-3 Rowntree Road$530k610-41 Markbrook Lane$480k1215-1 Rowntree Road$530k717-5 Rowntree Road$550k

The 5 closest of 8 active listings nearby.

See all comparable homes
535kThis home519k530k480k530k550kThis home vs active comparables
Live market pulseActive comparables in Mount Olive-Silverstone-Jamestown · median list $480K
$563this home / sqft
29active listings nearby
11days on market

This home lists 32% above the area average of $428/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kipling Ave at Mount Olive Dr, about 95 m away

20+ transit stops4 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Mimico
$800K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Smithfield Middle School
72%
Smithfield Middle SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$2,438/mo
$107KIncome needed
5.0×Price ÷ income
$563Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,438Property tax $57Condo fee $498Total carry $2,993

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,284per month

Mortgage amount $428,000 · 4.14% over 25 years

$107,000Down payment (20.0%)
$428,000Loan before insurance
$0CMHC premium
$2,839Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,284
Property tax
$57
Condo / maintenance fees
$498
Heating
$0
Estimated monthly cost
$2,839

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,175
Toronto municipal land transfer tax
$7,175
Estimated closing costs
$14,350

Plus your down payment of $107,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,774/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$257,190Total interest paid
$685,190Total of all payments
Principal $428,000 Interest $257,190
YearPrincipalInterestBalance
1$10,027$17,381$417,973
2$10,446$16,962$407,527
3$10,883$16,525$396,645
4$11,338$16,069$385,306
5$11,812$15,595$373,494
6$12,306$15,101$361,188
7$12,821$14,586$348,366
8$13,358$14,050$335,009
9$13,916$13,491$321,093
10$14,498$12,909$306,594
11$15,105$12,303$291,490
12$15,737$11,671$275,753
13$16,395$11,013$259,358
14$17,081$10,327$242,278
15$17,795$9,613$224,482
16$18,539$8,868$205,943
17$19,315$8,093$186,628
18$20,123$7,285$166,505
19$20,964$6,443$145,541
20$21,841$5,566$123,700
21$22,755$4,653$100,945
22$23,707$3,701$77,238
23$24,698$2,709$52,539
24$25,732$1,676$26,808
25$26,808$600$0

At the end of your 5-year term

Total paid over the term
$137,038
Principal paid down
$54,506
Interest paid
$82,532
Balance remaining
$373,494

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $679− Condo fees $5,976− Insurance $600− Vacancy & upkeep $4,026Net operating income $25,319

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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