3119 Victoria Street, Oakville, ON

Bronte, Oakville · MLS® W13527768

$3,499,000
For Sale
Listed 11 days ago
5Bedrooms
6Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Welcome to 3119 Victoria Street, in Bronte Village of SouthWest Oakville. This exceptional custom-built David Small designed residence sits on a mature lot just 1 Block from Lakeshore Road. Completely renovated with uncompromising attention to detail, this remarkable home showcases timeless elegance and premium finishes throughout. Designed for luxurious living and effortless entertaining, the expansive open-concept layout with Glass Railings and Striking accent walls-flooded with natural light! The spectacular chef's kitchen features premium built-in appliances, an oversized Quartz centre island, and flows seamlessly into the spacious family room with a fireplace overlooking the private backyard retreat. The main-floor laundry room offers access to the double garage with Epoxy floors, custom Nuage cabinets and wall system. Rich hardwood floors flow through both upper levels, the 2nd level offers a luxurious primary suite with a spa-inspired five-piece ensuite and sleek custom closets, along with three additional generously sized bedrooms, each featuring its own private three-piece ensuite with heated floors. Lower level is completely finished including a spacious rec room with custom built-ins and wet bar, a fifth bedroom, Glass wall gym, 3 piece bathroom, all Deep windows and loads of storage. Ideal walk up with Hybrid Beachcomber Hot tub and more custom lighting. High end LED Lighting and window blinds-with remote controls! The resort-inspired backyard is truly exceptional, featuring extensive landscape lighting, covered and open entertaining terraces, a heated and air-conditioned studio/garden office, private putting green, Fire pit Table and landscaped grounds surrounded by custom Maintenance free Vinyl fencing for complete privacy. Elegant outdoor dining and Kitchen with Dekton Counter top and Nuage Cabinets completes this remarkable outdoor oasis! Steps to Bronte Harbour, Marina, Beach and Lake Ontario. Easy access to Hospital, GO Station and all Highways.

Key facts

Property type
Detached, 2-Storey
MLS®
W13527768
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
2500-3000
Lot
49 × 131.96 ft
Cross streets
Mississaga St & Lakeshore Rd West
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Walk-Up, Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$13,888 / 2025
Days on market
11
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Media RoomGround3.67 × 3.53 m
Bedroom 4Second4.30 × 3.08 m

3 Pc Ensuite

Exercise RoomBasement3.69 × 3.50 m
Bedroom 2Second4.60 × 3.04 m

3 Pc Ensuite

BathroomBasement2.86 × 1.63 m

3 Pc Bath

Living RoomMain5.01 × 4.77 m
KitchenMain6.00 × 4.38 m
Dining RoomMain4.45 × 2.74 m
Primary BedroomSecond4.41 × 3.97 m

5 Pc Ensuite

LaundryMain4.25 × 1.99 m
RecreationBasement5.40 × 4.81 m
Bedroom 5Basement4.26 × 3.42 m
Bedroom 3Second4.42 × 2.76 m

3 Pc Ensuite

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Lakeshore Rd West + Mississaga St is about a 2-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Bronte · asking prices
$2.45Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

175 Burloak Drive$2.70M2470 Applewood Drive$2.62M2541 Kate Common$2.55M147 Innville Crescent$1.92M

The 4 closest active listings nearby.

See all comparable homes
3.50MThis home2.70M2.62M2.55M1.92MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $2.53M
$1,272this home / sqft
7active listings nearby
11days on market

6 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Lakeshore Rd West + Mississaga St, about 138 m away

20+ transit stops1 grocery20+ dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.86M
Southwest
$3.79M
Glen Abbey
$1.98M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$15,947/mo
$645KIncome needed
5.4×Price ÷ income
$3,680Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,947Property tax $1,157Total carry $17,105

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,938per month

Mortgage amount $2,799,200 · 4.14% over 25 years

$699,800Down payment (20.0%)
$2,799,200Loan before insurance
$0CMHC premium
$16,095Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,938
Property tax
$1,157
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,095

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,950
Estimated closing costs
$73,950

Plus your down payment of $699,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$18,143/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,682,071Total interest paid
$4,481,271Total of all payments
Principal $2,799,200 Interest $1,682,071
YearPrincipalInterestBalance
1$65,576$113,675$2,733,624
2$68,319$110,932$2,665,306
3$71,176$108,075$2,594,130
4$74,153$105,097$2,519,976
5$77,255$101,996$2,442,721
6$80,487$98,764$2,362,235
7$83,853$95,398$2,278,381
8$87,361$91,890$2,191,021
9$91,015$88,236$2,100,006
10$94,822$84,429$2,005,184
11$98,788$80,463$1,906,396
12$102,920$76,331$1,803,476
13$107,225$72,026$1,696,251
14$111,710$67,541$1,584,540
15$116,383$62,868$1,468,157
16$121,251$58,000$1,346,906
17$126,323$52,928$1,220,583
18$131,607$47,644$1,088,977
19$137,112$42,139$951,865
20$142,847$36,404$809,018
21$148,822$30,429$660,196
22$155,047$24,204$505,149
23$161,532$17,719$343,617
24$168,289$10,962$175,328
25$175,328$3,923$0

At the end of your 5-year term

Total paid over the term
$896,254
Principal paid down
$356,479
Interest paid
$539,775
Balance remaining
$2,442,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $13,888− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $40,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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