3119 Victoria Street, Oakville, ON

Bronte, Oakville · MLS® W13527768

$3,499,000
For Sale
Listed 77 days agoNo offer date statedSitting longer than typical
4+1Bedrooms
6Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Experience the luxury at 3119 Victoria Street, this custom built residence envisioned by the renowned David Small Design and located in Oakville's coveted Bronte Village.
  • Inside, an open concept layout unfolds with striking accent walls, architectural glass railings, and soaring windows that flood the home with natural light.
  • The second level serves as a private sanctuary featuring built-in closets and a spa inspired 5-piece ensuite with heated floors.
  • Three additional bedrooms each boast dedicated 3-piece ensuites equipped with cozy heated flooring.
  • Step outside into your resort-style backyard oasis, featuring a climate-controlled standalone garden studio, a private putting green, a modern outdoor kitchen with...

Experience the luxury at 3119 Victoria Street, this custom built residence envisioned by the renowned David Small Design and located in Oakville's coveted Bronte Village. Merging timeless architectural elegance this 5-bedroom, 6-bathroom property sits on a mature, private lot just one block from Lakeshore Road.Inside, an open concept layout unfolds with striking accent walls, architectural glass railings, and soaring windows that flood the home with natural light. The culinary heart of the home is a spectacular chef's kitchen outfitted with premium integrated appliances and an oversized Quartz waterfall island, flowing effortlessly into a spacious family room anchored by a contemporary fireplace.The second level serves as a private sanctuary featuring built-in closets and a spa inspired 5-piece ensuite with heated floors. Three additional bedrooms each boast dedicated 3-piece ensuites equipped with cozy heated flooring.The fully finished lower level is an entertainer's dream, complete with a professional glass walled gym, recreation room with custom built-in full wet bar, a fifth bedroom, 3-piece ensuite and high-impact deep windows. Step outside into your resort-style backyard oasis, featuring a climate-controlled standalone garden studio, a private putting green, a modern outdoor kitchen with Dekton countertops, a fire pit lounge, putting green and an integrated hybrid Beachcomber hot tub. Every inch of this home has been optimized for effortless living, from the remote-controlled automation to the pristine epoxy-floor double garage. Enjoy a lifestyle of ultimate convenience, just steps from the marina, beach, and boutique dining of Bronte Harbour.

Key facts

Property type
Detached, 2-Storey
MLS®
W13527768
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
2500-3000 sq ft
Lot
49 × 131.96 ft
Cross streets
Mississaga St & Lakeshore Rd West
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Walk-Up, Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$13,888 / 2025
Days on market
77
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Media RoomGround3.67 × 3.53 m
Bedroom 4Second4.30 × 3.08 m

3 Pc Ensuite

Exercise RoomBasement3.69 × 3.50 m
Bedroom 2Second4.60 × 3.04 m

3 Pc Ensuite

BathroomBasement2.86 × 1.63 m

3 Pc Bath

Living RoomMain5.01 × 4.77 m
KitchenMain6.00 × 4.38 m
Dining RoomMain4.45 × 2.74 m
Primary BedroomSecond4.41 × 3.97 m

5 Pc Ensuite

LaundryMain4.25 × 1.99 m
RecreationBasement5.40 × 4.81 m
Bedroom 5Basement4.26 × 3.42 m
Bedroom 3Second4.42 × 2.76 m

3 Pc Ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Bronte · asking prices
$2.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $680/sqft; this home lists at $1,272/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
3.50MThis home2.70M2.45M1.80M1.63M1.85MThis home vs active comparables

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$4.22M
West
$2.79M
Glen Abbey
$1.77M
Bronte Creek
$1.85M
West Oak Trails
$1.62M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$15,947/mo
$645KIncome needed
5.4×Price ÷ income
$3,680Weekly cost
$73,950Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,947Property tax $1,157Total carry $17,105

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,322per month

Mortgage amount $2,799,200 · 4.39% over 25 years

$699,800Down payment (20.0%)
$2,799,200Loan before insurance
$0CMHC premium
$16,479Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,322
Property tax
$1,157
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,479

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,950
Estimated closing costs
$73,950

Plus your down payment of $699,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$18,563/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,797,430Total interest paid
$4,596,630Total of all payments
Principal $2,799,200 Interest $1,797,430
YearPrincipalInterestBalance
1$63,342$120,523$2,735,858
2$66,154$117,711$2,669,704
3$69,090$114,775$2,600,614
4$72,156$111,709$2,528,458
5$75,358$108,507$2,453,100
6$78,703$105,162$2,374,397
7$82,196$101,669$2,292,201
8$85,844$98,021$2,206,357
9$89,654$94,211$2,116,703
10$93,633$90,232$2,023,070
11$97,789$86,077$1,925,281
12$102,129$81,737$1,823,153
13$106,661$77,204$1,716,492
14$111,395$72,470$1,605,097
15$116,339$67,526$1,488,758
16$121,502$62,363$1,367,255
17$126,895$56,970$1,240,361
18$132,527$51,339$1,107,834
19$138,408$45,457$969,426
20$144,551$39,314$824,875
21$150,967$32,899$673,908
22$157,667$26,198$516,241
23$164,664$19,201$351,577
24$171,972$11,893$179,605
25$179,605$4,260$0

At the end of your 5-year term

Total paid over the term
$919,326
Principal paid down
$346,100
Interest paid
$573,226
Balance remaining
$2,453,100

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $13,888− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $40,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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