142 Culp Trail, Oakville, ON

Glenorchy, Oakville · MLS® W13527952

$1,350,000
For Sale
Listed 11 days ago
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4Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

Stylish 4-bedroom detached home in Oakville's exciting Uptown Core, nestled on a quiet street. Featuring a solid brick and stone façade, this home welcomes you with a soaring two-story foyer and an exceptional open concept layout. Enjoy extensive upgrades throughout, including hardwood floors, an elegant oak staircase and large windows that flood the space with natural light. The chef's kitchen boasts a center island and breakfast area, perfect for everyday living and entertaining. Convenient second-floor laundry adds practicality, while the covered porch and fully fenced backyard provide great outdoor space. Ideally located close to great schools, shopping, transit and parks.

Key facts

Property type
Detached, 2-Storey
MLS®
W13527952
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500
Lot
34.02 × 90.06 ft
Cross streets
Dundas St. E/ Sixth Line
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,836 / 2025
Days on market
11
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

KitchenMain4.47 × 4.27 m

hardwood floor · centre island · stainless steel appl

Dining RoomMain3.56 × 3.97 m

hardwood floor · open concept

Bedroom 4Second3.35 × 3.00 m

broadloom · double closet

Primary BedroomSecond4.17 × 3.76 m

5 pc ensuite · walk-in closet(s)

Bedroom 2Second3.15 × 3.05 m

broadloom · double closet

Family RoomMain5.80 × 3.97 m

gas fireplace · hardwood floor · overlooks backyard

Bedroom 3Second3.35 × 3.35 m

broadloom · double closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.55Mest. value

Listed at $1,350,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.45M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.60M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.55M

That comparable adjusts to $1.55M; the $1.55M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 16 Mile + Colton is about a 1-minute walk away.

List price
$1.28MGreat deal$1.55MOverpriced

Total price vs nearby homes. Fair value about $1.55M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Glenorchy · asking prices
$1.65Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3133 Hiram Terrace$1.69M506 Charles Potter Lane$1.57M371 Leadwood Gate$1.70M

The 3 closest active listings nearby.

See all comparable homes
1.35MThis home1.69M1.57M1.70MThis home vs active comparables
Live market pulseActive comparables in Glenorchy · median list $1.60M
$600this home / sqft
11active listings nearby
11days on market

This home lists 12% below the area average of $683/sqft.

6 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenorchy, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: 16 Mile + Colton, about 98 m away

20+ transit stops3 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

River Oaks
$1.60M
College Park
$1.28M
West Oak Trails
$1.48M
Joshua Creek
$2.27M
Joshua Meadows
$1.47M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,153/mo
$256KIncome needed
5.3×Price ÷ income
$1,420Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,153Property tax $570Total carry $6,723

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,763per month

Mortgage amount $1,080,000 · 4.14% over 25 years

$270,000Down payment (20.0%)
$1,080,000Loan before insurance
$0CMHC premium
$6,333Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,763
Property tax
$570
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,333

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,475
Estimated closing costs
$23,475

Plus your down payment of $270,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,000/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$648,984Total interest paid
$1,728,984Total of all payments
Principal $1,080,000 Interest $648,984
YearPrincipalInterestBalance
1$25,301$43,859$1,054,699
2$26,359$42,800$1,028,340
3$27,462$41,698$1,000,879
4$28,610$40,549$972,269
5$29,807$39,352$942,462
6$31,054$38,106$911,408
7$32,353$36,807$879,055
8$33,706$35,453$845,350
9$35,116$34,044$810,234
10$36,585$32,575$773,649
11$38,115$31,045$735,534
12$39,709$29,450$695,825
13$41,370$27,789$654,455
14$43,101$26,059$611,355
15$44,903$24,256$566,451
16$46,782$22,378$519,669
17$48,738$20,421$470,931
18$50,777$18,382$420,154
19$52,901$16,258$367,253
20$55,114$14,046$312,139
21$57,419$11,740$254,720
22$59,821$9,338$194,899
23$62,323$6,836$132,576
24$64,930$4,229$67,646
25$67,646$1,513$0

At the end of your 5-year term

Total paid over the term
$345,797
Principal paid down
$137,538
Interest paid
$208,259
Balance remaining
$942,462

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,836− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,620

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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