110 Harding Avenue, Toronto, ON
Brookhaven-Amesbury, Toronto · MLS® W13528236
About this home
Welcome to this beautifully renovated 3-level side-split bungalow rise. This property offering 3 fully separate units with 3 separate entrances, and 3 kitchens! Thoughtfully designed to provide 3 independent living spaces, this exceptional property is ideal for multi-generational families, investors, or first time home buyer. Every level has been fully renovated and features its own private entrance, kitchen, bathroom, and living space, offering privacy and flexibility rarely found in today's market. Main unit showcases a bright open-concept layout. The combined living and dining room features large picture windows, hardwood flooring, pot lights, renovated bathrooms, 3 spacious bedrooms, and a stunning chef's kitchen complete with quartz countertops, stainless steel appliances, custom cabinetry, and an oversized island. The upper loft offers a bright separate suite with a full kitchen, big dining-living area, an additional bedroom, a full bathroom, and a separate entrance. The finished lower level is equally impressive, featuring another suite with a full kitchen, additional bedroom, bathroom, laundry area, ample storage, and its own separate entrance. Situated on a professionally landscaped corner lot, the fully fenced backyard features lush gardens and a spacious patio-perfect for entertaining or relaxing outdoors. Located just minutes from excellent schools, parks, shopping, supermarket, public transit, and convenient access to Highways 400, 401, and Yorkdale Mall. This move-in-ready home combines modern living with exceptional flexibility. Enjoy the comfort of a beautifully renovated residence, create space for extended family, or explore the possibilities offered by three separate living areas designed for today's lifestyle.
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- W13528236
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 40 × 131 ft
- Cross streets
- Black Creek/Lawrence
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Available, Private
- Basement
- Finished
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Concrete, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,471 / 2026
- Days on market
- 11
- Listing brokerage
- CENTURY 21 ATRIA REALTY INC.
Rooms
window · closet · double stairs
open concept · combined w/living · window
walk-up · side door
open concept · quartz counter · window
window · double closet · open concept
breakfast bar · quartz counter · side door
double closet · window · overlooks frontyard
combined w/dining · quartz counter · window
closet · double doors · hardwood floor
window · laundry sink
window · closet · double stairs
closet · double doors · hardwood floor
closet · double doors · hardwood floor
3 pc bath · window
stainless steel appl · open concept · quartz counter
closet · 3 pc bath · window
window · closet organizers
open concept · pot lights
open concept · combined w/living · pot lights
3 pc bath · window
3 Pc Bath
open concept · quartz counter · window
double closet · window · pot lights
open concept · combined w/kitchen · natural finish
closet · double doors · hardwood floor
Listed at $1,450,000, this home is tracking about 34% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.33M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.14M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.19M
That comparable adjusts to $1.19M; the $2.20M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Weston Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Lawrence Ave West at Duckworth St is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.20M, median of 13 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 28% below the area average of $890/sqft.
10 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Brookhaven-Amesbury, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lawrence Ave West at Duckworth St, about 335 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,160,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,190
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,646
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,475
- Toronto municipal land transfer tax
- $25,475
- Estimated closing costs
- $50,950
Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,411
- Principal paid down
- $147,726
- Interest paid
- $223,685
- Balance remaining
- $1,012,274
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.