104 Whittington Place, Oakville, ON

Southwest, Oakville · MLS® W13528872

$2,599,999
For Sale
Listed 11 days ago
5Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Perfectly positioned in one of Southwest Oakville's most sought-after neighbourhoods, directly across from the prestigious Appleby College, this exceptional family residence offers over 5,000 square feet across all levels, blending timeless elegance with outstanding functionality. Thoughtfully designed for both everyday living and entertaining, the main level showcases expansive principal rooms filled with natural light. The chef-inspired kitchen is the heart of the home, featuring custom cabinetry, granite countertops, a large centre island, quality appliances, and an adjoining breakfast area overlooking the private backyard. The inviting family room offers seamless access to the outdoor living spaces, while the formal living and dining rooms provide refined spaces for hosting family gatherings and special occasions. A handsome wood-paneled home office creates the perfect work-from-home environment. Upstairs, the home offers 3 spacious bedrooms, highlighted by a luxurious primary retreat complete with a generous walk-in dressing room and spa-inspired ensuite with heated floors. The additional bedrooms are well-proportioned and ideal for family or guests. The finished lower level extends the living space with 2 additional bedrooms, a large recreation/media room, a custom wine cellar, ample storage, and flexible space perfect for extended family, teenagers, or a home gym. Set on a private, mature lot, the backyard features an in-ground pool, hot tub and exceptional privacy, creating the perfect setting for summer entertaining. Ideally located just moments from the lake, parks, downtown Oakville, and top-rated schools, this is an outstanding opportunity to own a distinguished family home in one of Oakville's most coveted neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
W13528872
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
3000-3500
Lot
73.76 × 128.64 ft
Cross streets
Lakeshore Road West/ Whittington Place
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$12,344 / 2025
Days on market
11
Listing brokerage
RE/MAX Escarpment Realty Inc., Brokerage

Rooms

RecreationLower9.91 × 5.46 m
BathroomSecond2.72 × 2.46 m

5 Pc Bath

OtherLower5.49 × 3.94 m
OfficeMain4.34 × 3.05 m
Cold Room/CantinaLower2.06 × 1.24 m
Living RoomMain5.46 × 4.98 m
BedroomSecond4.42 × 4.09 m
BathroomMain1.65 × 1.24 m

2 Pc Bath

BreakfastMain5.54 × 2.84 m
BedroomLower5.49 × 3.68 m
FoyerMain3.89 × 2.18 m
BathroomSecond6.10 × 3.28 m

5 Pc Ensuite

BathroomLower3.15 × 1.47 m

3 Pc Bath

OtherSecond4.06 × 3.00 m
BedroomSecond4.39 × 4.17 m
LaundryMain3.61 × 1.78 m
Primary BedroomSecond6.50 × 4.55 m
KitchenMain4.01 × 3.07 m
Dining RoomMain5.46 × 3.78 m
BedroomLower3.91 × 3.68 m
Family RoomMain5.49 × 4.27 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.11Mest. value

Listed at $2,599,999, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.58M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.76M
  • Bathrooms −$15K
  • Adjusts to $3.74M

That comparable adjusts to $3.74M; the $3.11M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Rebecca St. + Patricia Dr. is about a 1-minute walk away.

List price
$2.60MGreat deal$3.69MOverpriced

Total price vs nearby homes. Fair value about $3.11M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Lifestyle
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

250 Gatestone Avenue$3.10M1291 Windrush Drive$1.99M1171 Fairmeadow Trail$1.95M2098 Wildfel Way$1.75M2252 Foxfield Road$1.65M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.60MThis home3.10M1.99M1.95M1.75M1.65MThis home vs active comparables
Live market pulseActive comparables in Southwest · median list $3.76M
$800this home / sqft
7active listings nearby
11days on market

This home lists 20% below the area average of $1,006/sqft.

6 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Southwest, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

46/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Rebecca St. + Patricia Dr., about 96 m away

20+ transit stops2 grocery19 dining19 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.86M
Glen Abbey
$1.98M
College Park
$1.28M
Morrison
$5.03M
Bronte
$1.82M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,850/mo
$487KIncome needed
5.3×Price ÷ income
$2,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,850Property tax $1,029Total carry $12,879

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,100per month

Mortgage amount $2,079,999 · 4.14% over 25 years

$520,000Down payment (20.0%)
$2,079,999Loan before insurance
$0CMHC premium
$12,128Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,100
Property tax
$1,029
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,128

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$51,475
Estimated closing costs
$51,475

Plus your down payment of $520,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,482/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,249,895Total interest paid
$3,329,894Total of all payments
Principal $2,079,999 Interest $1,249,895
YearPrincipalInterestBalance
1$48,727$84,469$2,031,272
2$50,765$82,430$1,980,507
3$52,889$80,307$1,927,618
4$55,101$78,095$1,872,517
5$57,406$75,790$1,815,111
6$59,807$73,389$1,755,304
7$62,309$70,887$1,692,995
8$64,915$68,281$1,628,080
9$67,630$65,565$1,560,450
10$70,459$62,737$1,489,991
11$73,406$59,789$1,416,584
12$76,477$56,719$1,340,107
13$79,676$53,520$1,260,432
14$83,008$50,187$1,177,423
15$86,481$46,715$1,090,942
16$90,098$43,098$1,000,844
17$93,867$39,329$906,978
18$97,793$35,403$809,185
19$101,883$31,312$707,302
20$106,145$27,051$601,156
21$110,585$22,611$490,571
22$115,211$17,985$375,361
23$120,030$13,166$255,331
24$125,050$8,145$130,281
25$130,281$2,915$0

At the end of your 5-year term

Total paid over the term
$665,979
Principal paid down
$264,888
Interest paid
$401,090
Balance remaining
$1,815,111

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $12,344− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $53,540

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Escarpment Realty Inc., Brokerage. MLS®/PropTx.

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