146 Degrassi Cove Circle, Brampton, ON
Credit Valley, Brampton · MLS® W13529904
About this home
Experience Luxury Living In The Highly Sought-After Credit Valley Community! Offering Approximately 3,500 Sq. Ft. Of Finished Living Space, Including A Legal 2-Bedroom Basement Apartment With Separate Entrance - Perfect For Extended Family Living Or Rental Income. Situated On A Premium No-Sidewalk Lot Featuring A Stamped Concrete Driveway And Walkways Surrounding The Home. This Carpet-Free Residence Boasts Separate Living, Dining, And Family Rooms, Enhanced With Elegant Wall Panels And Designer Accent Walls. The Family Room Features A Stunning Fireplace Accent Wall, Creating A Warm And Inviting Space For Everyday Living And Entertaining. Large Windows Throughout Fill The Home With An Abundance Of Natural Light. The Upgraded Chef's Kitchen upgraded in 2024 showcases Granite Countertops, A Centre Island, Gas Stove, Stylish Backsplash, And Ample Cabinetry. Additional Highlights Include A 200-Amp Electrical Panel, 2 Kitchens, 2 Laundry Areas, And A Functional Open-Concept Layout Designed For Modern Family Living. The Spacious Primary Bedroom Has Been Beautifully Updated With Custom Wall Panels And A Sophisticated Accent Wall, Offering A Luxurious Retreat. Step Outside To The Private Backyard Featuring a Large Gazebo - the perfect setting for summer gatherings, outdoor dining, entertaining guests, or simply relaxing with family and friends. Conveniently Located Just Minutes From Mt. Pleasant GO Station, Top-Rated Schools, Shopping, Parks, And Major Highways. A Truly Move-In Ready Home Offering Style, Space, And Exceptional Value.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13529904
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 37.07 × 88.58 ft
- Cross streets
- Williams Pkway / James Potter Rd
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $7,612 / 2025
- Days on market
- 11
- Listing brokerage
- TEAM PANAG REAL ESTATE INC.
Rooms
hardwood floor · overlooks backyard · gas fireplace
ceramic floor · stainless steel appl · w/o to yard
hardwood floor · closet · window
hardwood floor · 5 pc ensuite · window
hardwood floor · closet · window
hardwood floor · overlooks dining · window
ceramic floor · w/o to yard · overlooks backyard
hardwood floor · 4 pc ensuite · window
laminate · combined w/dining · linen closet
laminate · 3 pc ensuite · window
laminate · closet · window
hardwood floor · overlooks living · window
Listed at $1,199,999, this home is about 7% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.20M
- Bathrooms −$15K
- Adjusts to $1.18M
That comparable adjusts to $1.18M; the $1.28M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Williams Pky at Valleyway Dr is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.28M, median of 20 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 10% below the area average of $487/sqft.
9 days longer than the Brampton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Credit Valley, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Williams Pky at Valleyway Dr, about 166 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $959,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,123
- Property tax
- $634
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,757
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Estimated closing costs
- $20,475
Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $307,375
- Principal paid down
- $122,256
- Interest paid
- $185,119
- Balance remaining
- $837,743
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TEAM PANAG REAL ESTATE INC.. MLS®/PropTx.