1318 Courtleigh Trail, Oakville, ON

Joshua Meadows, Oakville · MLS® W13530946

$1,699,000
For Sale
Listed 10 days ago
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4Bedrooms
4Bathrooms
1Garage · 2 parking
2500-3000Sq Ft

About this home

Welcome to 1318 Courtleigh Trail in the prestigious neighbourhood of Upper Joshua Creek. This rare opportunity offers the only detached home on a premium ravine lot with no rear neighbours for exceptional privacy, under $1.7M. Completed in November 2024, this home offers 4 bedrooms, 4 bathrooms, a dedicated main floor office and 2,817 sq. ft of living space. Thoughtfully upgraded from top to bottom, with over $200,000 of upgrades, this home boasts enhanced flooring, soaring ceilings and pot lights throughout. The main living area showcases an elegant electric fireplace with Dekton surround. The kitchen features premium built-in Wolf, Sub-Zero, and Cove appliances , ceiling-height cabinetry with soft-close hardware, glass upper cabinets with lighting, an oversized island, and pantry with sliding drawers. All bathrooms highlight premium finishes, with the primary ensuite offering a rain shower and a standalone bathtub. A private guest ensuite adds convenience for visitors. This premium location is situated steps away from newly built Courtleigh Park and Harvest Oak PS. Additional highlights include an EV charger in the garage and a composite fence, patio slab and shed in the backyard.

Key facts

Property type
Detached, 2-Storey
MLS®
W13530946
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
34 × 108.42 ft
Cross streets
Dundas & Eighth Line
Parking
1 garage · 2 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,088 / 2025
Days on market
10
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Moe’s TakeTeam Asgarian · Broker
In line
$1.75Mest. value

Listed at $1,699,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.88M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bathrooms −$15K
  • Adjusts to $1.78M

That comparable adjusts to $1.78M; the $1.75M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Dundas St East + Prince Michael Dr is about a 4-minute walk away.

List price
$1.48MGreat deal$1.78MOverpriced

Total price vs nearby homes. Fair value about $1.75M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Joshua Meadows · asking prices
$1.74Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1344 Hydrangea Gardens$1.75M1387 Aymond Crescent$1.80M423 Grindstone Trail$1.59M3127 Streamwood Pass$1.78M1467 Everest Crescent$1.80M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.70MThis home1.75M1.80M1.59M1.78M1.80MThis home vs active comparables
Live market pulseActive comparables in Joshua Meadows · median list $1.80M
$618this home / sqft
10active listings nearby
10days on market

This home lists 2% above the area average of $607/sqft.

5 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Joshua Meadows, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

58/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Dundas St East + Prince Michael Dr, about 339 m away

20+ transit stops11 dining15 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Creek
$2.27M
Glenorchy
$1.71M
River Oaks
$1.60M
College Park
$1.28M
Morrison
$5.03M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,743/mo
$319KIncome needed
5.3×Price ÷ income
$1,787Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,743Property tax $674Total carry $8,417

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,253per month

Mortgage amount $1,359,200 · 4.14% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$7,927Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,253
Property tax
$674
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,927

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Estimated closing costs
$30,455

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,759Total interest paid
$2,175,959Total of all payments
Principal $1,359,200 Interest $816,759
YearPrincipalInterestBalance
1$31,841$55,197$1,327,359
2$33,173$53,865$1,294,185
3$34,561$52,478$1,259,625
4$36,006$51,032$1,223,618
5$37,513$49,526$1,186,106
6$39,082$47,957$1,147,024
7$40,716$46,322$1,106,308
8$42,419$44,619$1,063,888
9$44,194$42,845$1,019,694
10$46,042$40,996$973,652
11$47,968$39,070$925,684
12$49,975$37,064$875,709
13$52,065$34,973$823,644
14$54,243$32,795$769,401
15$56,512$30,527$712,889
16$58,876$28,163$654,014
17$61,338$25,700$592,675
18$63,904$23,134$528,771
19$66,577$20,461$462,195
20$69,362$17,677$392,833
21$72,263$14,775$320,570
22$75,286$11,753$245,284
23$78,435$8,604$166,849
24$81,716$5,323$85,134
25$85,134$1,905$0

At the end of your 5-year term

Total paid over the term
$435,192
Principal paid down
$173,094
Interest paid
$262,097
Balance remaining
$1,186,106

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $8,088− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,582

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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