48 Garside Crescent, Brampton, ON

Northgate, Brampton · MLS® W13531868

$889,900
For Sale
Listed 10 days ago
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6Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Beautifully renovated 4 bedroom home with a finished 2-bedroom basement apartment featuring a separate side entrance and private laundry. Bright open concept living and dining areas, spacious bedrooms, updated kitchens, flooring, bathrooms, windows, stairs, and built-in stainless steel appliances. Enjoy a concrete patio, walkway, wide driveway, and large backyard. Located on a quiet street, just steps to Chinguacousy Park, shopping, transit, and with easy highway access. Move in ready with excellent income potential. Don't miss this opportunity!

Key facts

Property type
Detached, 2-Storey
MLS®
W13531868
Bedrooms
6 (4 + 2)
Bathrooms
4 (2 half)
Size
1100-1500
Lot
35.01 × 114.64 ft
Cross streets
Bramlea/Queen St
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,427 / 2026
Days on market
10
Listing brokerage
RE/MAX GOLD REALTY INC.

Rooms

KitchenMain3.81 × 3.18 m

porcelain floor · b/i appliances

RecreationBasement4.39 × 3.00 m

3 pc bath · laminate

Bedroom 4Second3.23 × 2.42 m

laminate · closet

Dining RoomMain4.35 × 2.65 m

hardwood floor · w/o to yard

Primary BedroomSecond4.39 × 3.30 m

laminate · closet

Bedroom 2Second3.95 × 3.22 m

laminate · closet

BedroomBasement2.60 × 2.40 m

laminate · large window

Bedroom 3Second3.60 × 2.88 m

laminate · closet

KitchenBasement0.00 × 0.00 m

laminate · laminate

Living RoomMain6.04 × 3.24 m

hardwood floor · overlooks frontyard · large window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$698Kest. value

Listed at $889,900, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Northgate, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $646K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $845K

That comparable adjusts to $845K; the $698K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Glenvale - Zum Queen Station Stop WB is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$668KGreat deal$890KOverpriced

Total price vs nearby homes. Fair value about $698K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$883kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

41 Letty Avenue$899k6 Sunny Glen Crescent$900k19 Morgandale Road$869k22 Beresford Crescent$949k1 Heathwood Drive$799k

The 5 closest of 6 active listings nearby.

See all comparable homes
890kThis home899k900k869k949k799kThis home vs active comparables
Live market pulseActive comparables in Northgate · median list $950K
$685this home / sqft
9active listings nearby
10days on market

This home lists 19% above the area average of $578/sqft.

9 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Northgate, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Glenvale - Zum Queen Station Stop WB, about 156 m away

20+ transit stops6 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southgate
$799K
Central Park
$840K
Sandringham-Wellington
$1.07M
Brampton East
$816K
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,056/mo
$170KIncome needed
5.2×Price ÷ income
$936Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,056Property tax $369Total carry $4,425

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,799per month

Mortgage amount $711,920 · 4.14% over 25 years

$177,980Down payment (20.0%)
$711,920Loan before insurance
$0CMHC premium
$4,168Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,799
Property tax
$369
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,168

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,273
Estimated closing costs
$14,273

Plus your down payment of $177,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,614/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$427,801Total interest paid
$1,139,721Total of all payments
Principal $711,920 Interest $427,801
YearPrincipalInterestBalance
1$16,678$28,911$695,242
2$17,375$28,213$677,867
3$18,102$27,487$659,765
4$18,859$26,729$640,905
5$19,648$25,941$621,257
6$20,470$25,119$600,787
7$21,326$24,262$579,460
8$22,218$23,370$557,242
9$23,148$22,441$534,094
10$24,116$21,473$509,978
11$25,125$20,464$484,853
12$26,176$19,413$458,678
13$27,271$18,318$431,407
14$28,411$17,178$402,996
15$29,600$15,989$373,396
16$30,838$14,751$342,558
17$32,128$13,461$310,431
18$33,472$12,117$276,959
19$34,872$10,717$242,088
20$36,330$9,259$205,757
21$37,850$7,739$167,908
22$39,433$6,156$128,475
23$41,082$4,506$87,392
24$42,801$2,788$44,591
25$44,591$998$0

At the end of your 5-year term

Total paid over the term
$227,944
Principal paid down
$90,663
Interest paid
$137,281
Balance remaining
$621,257

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $4,427− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,737

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.

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