627-15 James Finlay Way, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13533276

$299,999
For Sale
Listed 10 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Look No Further! Welcome To This Beautiful And Upgraded 1 Bedroom Unit In The Condos Of 15 James Finlay, A True Masterpiece In The Prime Location Of Keele And Highway 401. This Spacious 1 Bedroom Is Fully Upgraded And Has Been Greatly Maintained, It Also Comes With A Practical Open Concept Layout For Your Living/Gatherings. Upgraded Kitchen w Quarts Counter Top & S/S Appliances. Breakfast Bar For Your Early Morning Start. Large Bedroom With Its Own Large Window And Large Closet. Floor To Ceiling Windows In The Bedroom And Living Room Make This Unit Bright & Filled With Sunlight. W/O To Your Own Private Balcony With Unobstructed South View Of The City/CN Tower. This Unit Comes With 1 Underground Parking Space. Close To Public Transits, Highway 401/400, Award Winning Public & Secondary Schools, Grocery Stores, Restaurants, Library And Much More.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13533276
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Keele & Highway 401
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Maintenance
$580/mo
Exposure
South
Property tax
$2,090 / 2025
Days on market
10
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

KitchenFlat2.85 × 2.35 m

hardwood floor · stainless steel appl · breakfast bar

Dining RoomFlat5.50 × 3.90 m
Living RoomFlat5.50 × 3.90 m

hardwood floor · open concept · large window

Primary BedroomFlat3.10 × 2.50 m

hardwood floor · large closet · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Wilson Ave at Keele St East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$481kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

806-20 Olive Avenue$419k2207-33 Empress Avenue$488k1906-18 Yonge Street$498k1406-75 The Donway$500k1609-133 Wynford Drive$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
300kThis home419k488k498k500k500kThis home vs active comparables
Live market pulseActive comparables in Downsview-Roding-CFB · median list $490K
$462this home / sqft
32active listings nearby
10days on market

This home lists 37% below the area average of $739/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Wilson Ave at Keele St East Side, about 161 m away

20+ transit stops4 grocery20+ dining19 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Annex
$1.39M
Church-Yonge Corridor
$574K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Downsview Public School
70%
Downsview Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$1,367/mo
$72KIncome needed
4.1×Price ÷ income
$316Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

64%mortgage
Mortgage $1,367Property tax $174Condo fee $580Total carry $2,122

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,281per month

Mortgage amount $239,999 · 4.14% over 25 years

$60,000Down payment (20.0%)
$239,999Loan before insurance
$0CMHC premium
$2,035Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,281
Property tax
$174
Condo / maintenance fees
$580
Heating
$0
Estimated monthly cost
$2,035

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,975
Toronto municipal land transfer tax
$2,975
Estimated closing costs
$5,950

Plus your down payment of $60,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,556/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$144,218Total interest paid
$384,217Total of all payments
Principal $239,999 Interest $144,218
YearPrincipalInterestBalance
1$5,622$9,746$234,377
2$5,858$9,511$228,519
3$6,103$9,266$222,417
4$6,358$9,011$216,059
5$6,624$8,745$209,435
6$6,901$8,468$202,534
7$7,189$8,179$195,345
8$7,490$7,879$187,855
9$7,803$7,565$180,051
10$8,130$7,239$171,921
11$8,470$6,899$163,452
12$8,824$6,544$154,627
13$9,193$6,175$145,434
14$9,578$5,791$135,856
15$9,979$5,390$125,878
16$10,396$4,973$115,482
17$10,831$4,538$104,651
18$11,284$4,085$93,367
19$11,756$3,613$81,611
20$12,247$3,121$69,364
21$12,760$2,609$56,604
22$13,293$2,075$43,311
23$13,850$1,519$29,461
24$14,429$940$15,032
25$15,032$336$0

At the end of your 5-year term

Total paid over the term
$76,843
Principal paid down
$30,564
Interest paid
$46,280
Balance remaining
$209,435

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $2,090− Condo fees $6,960− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,244

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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