1493 Derby County Crescent, Oakville, ON

West Oak Trails, Oakville · MLS® W13534812

$1,149,000
For Sale
Listed 10 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Imagine Life in Prestigious West Oak Trails in this Beautiful Family Home on a Quiet Crescent! This Home is Clean, Well Kept and Ready to Move In! Enjoy the Family Sized Kitchen with Breakfast Area, Granite Counters, Stainless Steel Appliances and Walk-out to the Backyard! Relax or Entertain in the Open Concept Living and Dining Room with Gas Fireplace! All the Bedrooms are Bright and Comfortable with the Large Primary Bedroom featuring a Walk in Closet and Semi-Ensuite bathroom! The Finished Basement Offers an Open Concept Area with a 3 piece Bathroom - Create a Family Room, Recreation Room or Even an Extra Bedroom or Guest Room! The Spacious Backyard is Bordered with Mature Trees, Creating a Wonderfully Private Space! Generous Driveway Has No Sidewalk and Allows for 2 Car Parking! Conveniently Located Near Oakville Trafalgar Hospital, Forest Trail Public French Immersion School, Sixteen Mile Creek Trails, Parks, Shopping and Transit! Don't Miss Out on this Great Opportunity! Come in and Call it Home! Take a Look at the Virtual Tour!

Key facts

Property type
Detached, 2-Storey
MLS®
W13534812
Bedrooms
3
Bathrooms
3
Size
1100-1500
Lot
36.48 × 82.02 ft
Cross streets
Dundas and Third Line
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,183 / 2025
Days on market
10
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

RecreationBasement6.40 × 3.73 m

pot lights · laminate · open concept

Dining RoomMain1.85 × 3.56 m

hardwood floor · large window · combined w/living

Primary BedroomSecond3.59 × 5.33 m

hardwood floor · walk-in closet(s) · large window

BathroomBasement0.00 × 0.00 m

2 pc bath · ceramic floor

Bedroom 3Second2.89 × 3.20 m

hardwood floor · ceiling fan(s) · large window

Bedroom 2Second3.09 × 3.31 m

hardwood floor · large window · overlooks backyard

KitchenMain2.84 × 2.55 m

ceramic floor · granite counters · ceramic backsplash

BreakfastMain3.06 × 2.74 m

ceramic floor · sliding doors · walk-out

Living RoomMain4.80 × 3.84 m

hardwood floor · gas fireplace · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Third Line + West Ham Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in West Oak Trails · asking prices
$1.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1118 Glen Valley Road$1.15M2356 Proudfoot Trail$1.09M1209 Old Oak Drive$1.20M2296 Owlridge Drive$1.30M

The 4 closest active listings nearby.

See all comparable homes
1.15MThis home1.15M1.09M1.20M1.30MThis home vs active comparables
Live market pulseActive comparables in West Oak Trails · median list $1.30M
$884this home / sqft
7active listings nearby
10days on market

This home lists 35% above the area average of $657/sqft.

5 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Oak Trails, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Third Line + West Ham Rd, about 147 m away

20+ transit stops2 grocery20+ dining17 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westmount
$1.66M
Glen Abbey
$1.98M
Bronte Creek
$1.77M
River Oaks
$1.60M
Glenorchy
$1.71M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,237/mo
$216KIncome needed
5.3×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,237Property tax $432Total carry $5,669

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,337Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$432
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,337

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Estimated closing costs
$19,455

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,183− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,981

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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