1128 Pinegrove Road, Oakville, ON
West, Oakville · MLS® W13535678
About this home
The Best Deal in West Oakville! 1128 Pinegrove Road is a rare, move-in-ready chance to live in a prestigious neighborhood at an affordable price. Skip the stress of renovations with an entirely brand-new, custom interior that blends modern luxury with classic charm. The heart of the home is a stunning custom kitchen featuring sleek cabinetry and new appliances, flowing into a bright, open layout perfect for family life. You'll find large, sun-filled bedrooms that offer plenty of personal space, along with a massive 4th bedroom in the above-grade lower level. This level also features a cozy recreation room with a beautiful brick fireplace, adding to the home's warm character. All new exterior finishes, bright stucco for great curb appeal and a new charming interlocked backyard for summer hosting, this house is ready for you to just move in and enjoy. Perfectly located near the lake, highly rated schools, highways including the QEW, shopping and public transit. Custom quality in a prime location at a price that makes sense!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- W13535678
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 55.5 × 115.33 ft
- Cross streets
- Fourth Line & Pinegrove Rd
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished, Development Potential
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,472 / 2025
- Days on market
- 10
- Listing brokerage
- QUEENSWAY REAL ESTATE BROKERAGE INC.
Rooms
laundry sink · stainless steel appl · above grade window
open concept · large window · pot lights
above grade window · pot lights · large window
large window · large closet
open concept · stainless steel appl · centre island
large closet · large window
large window · large closet
brick fireplace · above grade window · finished
5 pc bath · double sink · pot lights
open concept · large window · combined w/dining
pot lights · access to garage
above grade window · 3 pc bath
Listed at $1,439,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.16M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.35M
- Bedrooms −$30K
- Adjusts to $1.32M
That comparable adjusts to $1.32M; the $1.37M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Speers Rd + 1195 Speers Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.37M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 17% above the area average of $944/sqft.
5 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Speers Rd + 1195 Speers Rd, about 263 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,151,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,143
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,599
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,255
- Estimated closing costs
- $25,255
Plus your down payment of $287,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $368,594
- Principal paid down
- $146,606
- Interest paid
- $221,988
- Balance remaining
- $1,004,594
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of QUEENSWAY REAL ESTATE BROKERAGE INC.. MLS®/PropTx.