918 Ossington Avenue, Toronto, ON
Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13536222
About this home
Turnkey Semi in Dovercourt Village is style + income in one! 3+2 beds, 2 kitchens, 3 baths. Fully Renovated from top to bottom, bright open-concept living & dining with 11 foot ceilings, cove lighting & floor-to-ceiling fireplace! Modern wide plank engineered hardwood floors & pot lights throughout. Modern kitchen w/ breakfast bar, stainless appliances, quartz counters & walkout to backyard. Rare main floor powder room & laundry. 2nd floor features 3 very spacious bedrooms & upgraded 5 pc bath. Completely separate 2 bed Basement apartment w/ full kitchen, its own laundry & 3-pc bath - carry your mortgage w/ rental income or house the in-laws, no sharing required! Privately fenced & spacious Backyard covered in trees & the game changer: a RARE double car detached garage on the LANEWAY ideal for potential future laneway suite allowing you to create more space for you or another rental! Upgraded mechanicals 2025: furnace, A/C, owned hot water tank, ductwork, 200-amp panel, plumbing & wiring. Minutes walk to Ossington Subway station & Bloor line & steps to Ossington restaurants, Bloor Street shops, Dovercourt Village Park & Christie Pits. This home isn't just renovated - it's a plan for your future!
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- W13536222
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 16.5 × 124 ft
- Cross streets
- Dupont & Ossington
- Parking
- 2 garage (detached)
- Basement
- Apartment, Separate Entrance, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Flat, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,867 / 2025
- Days on market
- 9
- Listing brokerage
- ARMANI REALTY
Rooms
vinyl floor · pot lights
hardwood floor · floor/ceil fireplace · combined w/dining
Hardwood Floor
Hardwood Floor
Hardwood Floor
quartz counter · stainless steel appl · combined w/laundry
vinyl floor · combined w/laundry
w/o to yard · porcelain floor
vinyl floor · pot lights
vinyl floor · open concept
hardwood floor · open concept · combined w/living
Listed at $1,149,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.31M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $988K
- Bathrooms +$15K
- Adjusts to $1.00M
That comparable adjusts to $1.00M; the $1.00M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Essex Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Ossington Ave at Essex St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.00M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 5% below the area average of $935/sqft.
5 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Dovercourt-Wallace Emerson-Junction, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Ossington Ave at Essex St, about 45 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $919,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,909
- Property tax
- $489
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,398
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,473
- Toronto municipal land transfer tax
- $19,473
- Estimated closing costs
- $38,946
Plus your down payment of $229,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,542
- Principal paid down
- $117,152
- Interest paid
- $177,390
- Balance remaining
- $802,768
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ARMANI REALTY. MLS®/PropTx.