168 Walby Drive, Oakville, ON

Southwest, Oakville · MLS® W13536352

$3,049,000
For Sale
Listed 9 days ago
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5Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

A rare offering in prestigious Coronation Park, this custom-built natural stone bungaloft (2012) offers over 6,300 sq. ft. of finished living space on a premium 93' x 121' lot, including nearly 4,000 sq. ft. above grade and a fully finished lower level with a separate entrance. A dramatic two-storey foyer welcomes you into an elegant interior featuring site-finished 4" quarter-sawn white oak floors, 9' ceilings, 8" baseboards, and a solid oak staircase with wrought iron pickets. The flexible floor plan offers both a main-floor primary suite and a second-floor primary suite option, each with a luxurious 5-piece ensuite and walk-in closet, making the home ideal for main-floor living, multi-generational families, or traditional family living. The gourmet eat-in kitchen features a large centre island, granite countertops, under-cabinet lighting, a glass tile backsplash, built-in computer niche, premium JennAir stainless steel appliances, and a bright breakfast area, opening to the adjoining family room and formal dining room. The second floor offers three bedrooms and two full bathrooms, with vaulted ceilings that add architectural character, plus the convenience of a second laundry area. The fully finished lower level, with a separate entrance, offers generous entertainment space, a fifth bedroom, and a full bathroom, ideal for extended family, an in-law suite or income potential. Complete with an attached double garage, parking for six vehicles, dual laundry rooms, and an exceptional Coronation Park location near the lake, top-rated schools, parks, and downtown Oakville.

Key facts

Property type
Detached, Bungaloft
MLS®
W13536352
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
93.09 × 100.47 ft
Cross streets
Third line and Lakeshore Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Cedar
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$15,403 / 2026
Days on market
9
Listing brokerage
CENTURY 21 MILLER REAL ESTATE LTD.

Rooms

Dining RoomMain4.88 × 4.57 m

hardwood floor · crown moulding · pot lights

Living RoomMain5.82 × 4.34 m

fireplace · hardwood floor · crown moulding

Primary BedroomMain5.21 × 4.57 m

5 pc ensuite · hardwood floor · walk-in closet(s)

BedroomBasement4.32 × 4.32 m

broadloom · closet

KitchenMain5.99 × 5.31 m

granite counters · hardwood floor · stainless steel appl

LaundryBasement4.29 × 2.11 m
RecreationBasement9.37 × 4.27 m

broadloom · california shutters · pot lights

Bedroom 3Second3.99 × 3.15 m

hardwood floor · california shutters · closet

Family RoomMain5.00 × 4.27 m

hardwood floor · w/o to deck · crown moulding

Bedroom 2Second5.36 × 3.58 m

hardwood floor · california shutters · closet

LaundryMain3.61 × 2.82 m

tile floor · b/i shelves · closet

Bedroom 4Second6.30 × 4.29 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

RecreationBasement7.09 × 5.79 m

broadloom · california shutters · pot lights

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$4.65Mest. value

Listed at $3,049,000, this home is tracking about 34% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.51M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $5.00M
  • Bathrooms −$30K
  • Adjusts to $4.97M

That comparable adjusts to $4.97M; the $4.65M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Third Line + Hixon St is about a 4-minute walk away.

List price
$3.05MGreat deal$4.99MOverpriced

Total price vs nearby homes. Fair value about $4.65M, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Southwest · asking prices
$3.62Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

125 Paliser Court$2.80M122 Lisonally Court$4.00M203 Weybourne Road$3.76M1098 Lakeshore Road$4.65M370 Christina Drive$2.90M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.05MThis home2.80M4.00M3.76M4.65M2.90MThis home vs active comparables
Live market pulseActive comparables in Southwest · median list $2.90M
$717this home / sqft
25active listings nearby
9days on market

This home lists 37% below the area average of $1,131/sqft.

4 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Southwest, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Third Line + Hixon St, about 334 m away

20+ transit stops2 grocery15 dining20+ parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.86M
Bronte
$1.82M
Glen Abbey
$1.98M
College Park
$1.28M
West Oak Trails
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$13,896/mo
$573KIncome needed
5.3×Price ÷ income
$3,207Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $13,896Property tax $1,284Total carry $15,180

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,016per month

Mortgage amount $2,439,200 · 4.14% over 25 years

$609,800Down payment (20.0%)
$2,439,200Loan before insurance
$0CMHC premium
$14,300Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,016
Property tax
$1,284
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,300

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$62,700
Estimated closing costs
$62,700

Plus your down payment of $609,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,810/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,465,743Total interest paid
$3,904,943Total of all payments
Principal $2,439,200 Interest $1,465,743
YearPrincipalInterestBalance
1$57,142$99,056$2,382,058
2$59,532$96,666$2,322,526
3$62,022$94,175$2,260,503
4$64,617$91,581$2,195,887
5$67,319$88,878$2,128,567
6$70,135$86,062$2,058,432
7$73,069$83,129$1,985,363
8$76,125$80,072$1,909,238
9$79,310$76,888$1,829,928
10$82,627$73,571$1,747,301
11$86,083$70,115$1,661,218
12$89,684$66,514$1,571,534
13$93,435$62,763$1,478,099
14$97,343$58,854$1,380,755
15$101,415$54,783$1,279,340
16$105,657$50,541$1,173,683
17$110,077$46,121$1,063,606
18$114,681$41,517$948,925
19$119,478$36,720$829,447
20$124,476$31,722$704,972
21$129,682$26,516$575,290
22$135,107$21,091$440,183
23$140,758$15,440$299,425
24$146,646$9,552$152,780
25$152,780$3,418$0

At the end of your 5-year term

Total paid over the term
$780,989
Principal paid down
$310,633
Interest paid
$470,356
Balance remaining
$2,128,567

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $15,403− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $61,695

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLER REAL ESTATE LTD.. MLS®/PropTx.

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