19 Penstock Street, Brampton, ON

Vales of Castlemore, Brampton · MLS® W13536870

$899,000
For Sale
Listed 9 days ago
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4Bedrooms
3Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

Welcome to this beautifully maintained 4-Bedroom detached home, perfectly situated in one of Brampton's most sought-after family-friendly neighbourhoods. Featuring elegant hardwood and laminate flooring throughout, this carpet-free home offers a clean, modern, and move-in ready living experience. The bright, upgraded kitchen is designed to impress, showcasing granite countertops, a stylish backsplash, and plenty of space for everyday living and entertaining. Enjoy your morning coffee on the spacious covered front porch, while the attached garage provides added convenience. The unfinished basement offers incredible future potential-create a legal secondary suite, design the ultimate recreation area, or customize the space to suit your lifestyle and investment goals. Ideally located close to top-rated schools, parks, shopping, public transit, and everyday amenities, this home combines comfort, convenience and long-term value. Whether you're a growing family or a savvy investor, this is an opportunity you won't want to miss.

Key facts

Property type
Detached, 2-Storey
MLS®
W13536870
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000
Lot
36.13 × 89.99 ft
Cross streets
Humberwest Pkwy/ Castlemore Rd
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,724 / 2025
Days on market
9
Listing brokerage
HOMELIFE MAPLE LEAF REALTY LTD.

Rooms

Living RoomMain6.03 × 3.02 m

laminate · combined w/dining · window

Family RoomMain4.28 × 3.35 m

laminate · window · fireplace

Dining RoomMain6.03 × 3.02 m

laminate · combined w/living

Primary BedroomSecond4.30 × 3.36 m

laminate · 5 pc ensuite

Bedroom 4Second3.02 × 3.02 m

laminate · closet

KitchenMain4.28 × 3.35 m

ceramic floor · granite counters · backsplash

Bedroom 3Second3.36 × 3.36 m

laminate · closet

BreakfastMain4.28 × 3.35 m

ceramic floor · combined w/kitchen · w/o to yard

Bedroom 2Second3.02 × 3.02 m

laminate · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$832Kest. value

Listed at $899,000, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($514/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Vales of Castlemore, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $967K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $699K
  • Bathrooms −$15K
  • Adjusts to $684K

That comparable adjusts to $684K; the $832K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Castlemore Rd w/of Horizon St is about a 3-minute walk away.

List price
$799KGreat deal$899KOverpriced

Total price vs nearby homes. Fair value about $832K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$857kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

178 Binder Twine Trail$950k72 Brydon Crescent$799k28 Borden Hill Court$780k22 Gore Valley Trail$880k44 Adam Street$875k

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home950k799k780k880k875kThis home vs active comparables
Live market pulseActive comparables in Vales of Castlemore · median list $1.70M
$514this home / sqft
7active listings nearby
9days on market

This home lists 1% below the area average of $520/sqft.

8 days longer than the Brampton average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Vales of Castlemore, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Castlemore Rd w/of Horizon St, about 205 m away

20+ transit stops1 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bram East
$1.34M
Sandringham-Wellington
$1.07M
Central Park
$840K
Southgate
$799K
Heart Lake West
$811K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,097/mo
$178KIncome needed
5.0×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,097Property tax $560Total carry $4,658

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,398Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$560
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,398

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Estimated closing costs
$14,455

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $6,724− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,518

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE MAPLE LEAF REALTY LTD.. MLS®/PropTx.

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