11 Kinnie Court, Toronto, ON

Black Creek, Toronto · MLS® W13537208

$1,050,000
For Sale
Listed 9 days ago
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3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq Ft

About this home

Best value! Fabulous detached bungalow on massive pie shaped lot, offering an incredible backyard with endless possibilities of entertaining, gardening, a future pool, or potential expansion! Exceptional opportunity! This well-maintained 3 bedroom home is bright and functional. Main floor features spacious principal rooms, and a well designed layout with a full 4 pc bathroom. The fully finished basement, complete with a separate side entrance, with kitchen and 3 piece bathroom, offering outstanding flexibility for extended family, an in-law suite, or future potential income. A double garage and large double driveway provide ample parking and storage. Ideally located close to excellent schools, parks, shopping, public transit and major highways. This home is perfect for families, investors or anyone seeking a home on an oversized lot in an established neighbourhood. Don't miss this wonderful opportunity!

Key facts

Property type
Detached, Bungalow
MLS®
W13537208
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
35 × 131.9 ft
Cross streets
Jane/Steeles
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,074 / 2026
Days on market
9
Listing brokerage
RE/MAX PREMIER INC.

Rooms

KitchenMain4.87 × 3.65 m

ceramic floor · family size kitchen · eat-in kitchen

Bedroom 3Main3.35 × 2.62 m

hardwood floor · closet · window

RecreationBasement6.40 × 4.86 m

ceramic floor · panelled · wood stove

SunroomMain9.75 × 4.12 m

concrete floor · window floor to ceiling · w/o to yard

Living RoomMain4.48 × 4.00 m

hardwood floor · combined w/dining · open concept

Bedroom 2Main3.65 × 3.50 m

hardwood floor · closet · window

KitchenBasement3.90 × 3.35 m

ceramic floor · family size kitchen

Primary BedroomMain5.97 × 3.35 m

hardwood floor · double closet · window

Dining RoomBasement3.90 × 3.35 m

ceramic floor · eat-in kitchen

Dining RoomMain4.42 × 3.35 m

hardwood floor · combined w/living · open concept

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.13Mest. value

Listed at $1,050,000, this home is about 7% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($808/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Black Creek, so I widened the search to the surrounding area.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $844K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $900K
  • Bedrooms −$30K
  • Adjusts to $870K

That comparable adjusts to $870K; the $1.13M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Driftwood Ave at Hoover Cres is about a 2-minute walk away.

List price
$1.05MGreat deal$1.19MOverpriced

Total price vs nearby homes. Fair value about $1.13M, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

145 Parkview Avenue$1.20M4 Gatesgill Crescent$1.08M20 Tayrow Road$900k

The 3 closest active listings nearby.

See all comparable homes
1.05MThis home1.20M1.08M900kThis home vs active comparables
Live market pulseActive comparables in Black Creek · median list $985K
$808this home / sqft
5active listings nearby
9days on market

This home lists 15% above the area average of $703/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Driftwood Ave at Hoover Cres, about 164 m away

20+ transit stops7 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Driftwood Public School
42%
Driftwood Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 42% meet the provincial standard

Affordability & Mortgage

Affordability
$4,786/mo
$196KIncome needed
5.4×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,786Property tax $340Total carry $5,125

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,483per month

Mortgage amount $840,000 · 4.14% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$4,822Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,483
Property tax
$340
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,822

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,766Total interest paid
$1,344,766Total of all payments
Principal $840,000 Interest $504,766
YearPrincipalInterestBalance
1$19,678$34,112$820,322
2$20,501$33,289$799,820
3$21,359$32,432$778,461
4$22,252$31,538$756,209
5$23,183$30,607$733,026
6$24,153$29,638$708,873
7$25,163$28,627$683,710
8$26,216$27,575$657,494
9$27,312$26,478$630,182
10$28,455$25,336$601,727
11$29,645$24,146$572,082
12$30,885$22,906$541,197
13$32,177$21,614$509,021
14$33,523$20,268$475,498
15$34,925$18,866$440,573
16$36,386$17,405$404,187
17$37,908$15,883$366,280
18$39,493$14,297$326,786
19$41,145$12,645$285,641
20$42,866$10,924$242,775
21$44,659$9,131$198,115
22$46,527$7,263$151,588
23$48,474$5,317$103,115
24$50,501$3,290$52,613
25$52,613$1,177$0

At the end of your 5-year term

Total paid over the term
$268,953
Principal paid down
$106,974
Interest paid
$161,979
Balance remaining
$733,026

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,074− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,090

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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